Ask Chuck: Children Are A Blessing… And An Investment

Dear Chuck, My daughter and son-in-law have decided they will not have children due to overpopulation and the cost. I don’t understand how they could make such a decision. Can you give me some good stats to share with them?   Hoping for Grandchildren Dear Hoping for Grandchildren, Since I have five grandchildren already, I know […]

Ask Chuck: Understanding Inflation/Deflation

Dear Chuck, I’m new to investing and don’t really understand the ramifications of inflation and deflation. I would like to position myself to minimize loss regardless of what happens. Any tips? Novice Investor  Dear Novice Investor,  I am not a professional investment advisor but can give you some Biblical financial principles that will help you […]

The Presidential Election and the Worst-Case Scenario for Investors

I grew up with a generalized investing philosophy espoused by my grandfather: invest during a Democratic administration (market down), sell during a Republican administration (market up). Since I am going to write about what I think is the worst-case scenario for investors post-November 3, 2020 when the nation selects its next President, I decided to […]

Protect Yourself from Wolves in Sheep’s Clothing: Scammers

Did you see the recent headline of three men posing as pastors to scam about 1,200 unsuspecting, gullible Christians out of more than $20,000,000 in three states with an investment scheme called “1st Million”? How about the California pastor who swindled his very own congregants out of a million dollars in a Ponzi scheme? Or […]

Ask Chuck: Universal Basic Income Explained

Dear Chuck, Can you explain the concept of Universal Basic Income? It seems more like a Robin Hood plan than good economics.  Concerned Taxpayer    Dear Concerned Taxpayer,  Universal Basic Income (UBI), known by many other names, is defined by its most ardent supporters like this: “It is a regular income paid to everyone without […]

Ask Chuck: Struggling Newlyweds

Dear Chuck, My wife and I are newlyweds and struggling to spend less than we earn. Our parents agreed to help us until our first anniversary which is in February. To prepare for that date, we need help now. Spending Stress   Dear Spending Stress,  This has been a challenging time for many couples especially […]

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