Dear Chuck, I need to replace my car this year. I’m trying to decide if I should buy an electric vehicle or not. What would you do? Car Choice Dear Car Choice, This is a timely question as a great deal of policy is attempting to move us towards electric vehicles with the assumption […]
Dear Chuck, My 13-year-old wants a credit card since her best friend has one. Seems young to me. Would you say yes or no? Credit for Kids? Dear Credit for Kids, My first reaction is, no! However, it has some potential upside, so let’s vet this a little closer. Far too many young people […]
Dear Chuck, I was laid off because of COVID. My company may rehire me soon, but I am thinking of getting out of the travel industry completely. Should I wait it out or move on? Stuck in Unemployment Land Dear Stuck in Unemployment Land, I am sorry that you are feeling stuck. Having been […]
Dear Chuck, Can you explain what happened with the GameStop fiasco this week? It is very confusing to understand why it was such big news. Shocked by GameStop Dear Shocked by GameStop, Like you, I was stunned by the hysteria to own shares of this seemingly small, struggling retailer called GameStop. It was certainly […]
Dear Chuck, I am a young investor and need advice. Bitcoin looks like a great investment. Is now a good time to start investing in it? Bitcoin or No Bitcoin? Dear Bitcoin or No Bitcoin, Before you make the decision to “invest in Bitcoin,” be sure you understand the risks. People are buying Bitcoin […]
Dear Chuck, I don’t think I have ever felt more uncertain about America’s economic future than I do now. Do you see any light at the end of the tunnel? My anxiety levels are growing! Anxious American Dear Anxious American, Your question prompted me to see if there was some measurement of the sense […]
Dear Chuck, Is America heading towards an economic collapse? If so, how do I prepare? Worried Boomer Dear Worried Boomer, My view is we are headed towards another economic crisis with a low risk of an actual economic and/or currency collapse. In either scenario, there are ways to be prepared. Economic Crisis vs. Collapse […]
Dear Chuck, I did not grow up in a home that gave generously. My wife did. She (and the Lord) are convincing me to make it a priority. Can you help me get a better understanding? Holding On for Retirement Dear Holding On, Well, you sure sound a lot like me about 20 years […]
Dear Chuck, My husband and I really need this to be the year for a financial turnaround. What are the best practical steps we can take to achieve this in the new year? PTL it is 2021! Dear PTL it is 2021, Happy New Year! We join you in thanking God for another year! […]
Researchers at Statista.com estimate that consumers in the United States are projected to have spent an average of $850 on Christmas gifts this year. That is similar to what was spent in 2019. While we may fuss that this holy season has become all about materialism or consumer-driven hyper-indulgence, much is to be appreciated about […]
