Dear Chuck, I am really stressed about Christmas expenses this year due to a layoff a few months ago. My new job starts in January, and I want to be generous and yet frugal. I have heard you talk about this on the radio and would like to get your list of tips. Stressed Santa […]
Dear Chuck, My fiancé and I are making slow progress in saving for the down payment of a home. Can you help us with a better plan? Saving for a First Home Dear Saving for a First Home, I applaud you for setting a goal to own a home, saving money for the down […]
Dear Chuck, I grew up going to Black Friday sales and always looked forward to the day. I want to save money while my husband wants to ignore it to focus on “quality” time with our children and extended family. What would you do? Family Time or Black Friday Shopping Dear Family Time or […]
Dear Chuck, We refinanced our house a few years ago and just learned that people refinance cars too! How should we go about that? Lowering Car Loan Rate Dear Lowering Car Loan Rate, My quick response is that you need to be very careful about refinancing a car loan! This is not something I […]
Dear Chuck, With the reelection of Donald Trump, what economic changes do you think we should expect now? Opportunistic Investor Dear Opportunistic Investor, In what has been described as “the greatest comeback in American political history” by VP elect J.D. Vance and a host of others, the election results on November 5th will go […]
Dear Chuck, I am really concerned with what Elon Musk said about America heading toward bankruptcy. Do you think there is anything we need to do if he turns out to be correct? Concerned American Dear Concerned American, Elon Musk has repeatedly said that the ever-expanding Federal debt is leading America toward bankruptcy. I […]
Dear Chuck, What advice would you give for using money to impact our children and build a strong family? We have limited funds and want to be wise as well as strategic. Investing in Our Children Dear Investing in Our Children, I love the heart behind this question! Although you may have limited funds, you […]
Dear Chuck, The company I work for was destroyed as a result of Hurricane Helene. We are surviving, but things are very tight financially, and we are emotionally overloaded. What should we do to work our way out of this crisis? Surviving, Not Thriving Dear Surviving, Not Thriving, Many people are trying to navigate […]
Dear Chuck, My wife and I started over-spending after receiving a big raise. Since then, we have realized how wasteful we’ve become with God’s money. We are worried about living without a safety net. What steps would help us get back on track? Big Spenders Dear Big Spenders, You may not know that what […]
Dear Chuck, My wife says that I don’t keep track of our money well enough. I think she’s right. I need an easy way to get things under control. Bad at Budgeting Dear Bad at Budgeting, Don’t be too hard on yourself. It is easy to lose track of money. In fact, I read […]