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Chuck Bentley
Author Archives: Chuck Bentley

Are You Paying to Have a Checking Account?

According to the percentage of banks offering free checking with no strings attached fell to 37 percent in 2015. A total of 95 percent of the non-interest-bearing accounts Bankrate surveyed were either free or waive monthly maintenance fees for account holders who meet certain requirements, such as keeping a minimum balance or, most commonly, making regular […]

Credit Cards Are Not Evil!

This may surprise you, but I carry a credit card. I never fail to pay off my balance at the end of the month, and I never pay late fees. For that, Ann and I take advantage of the convenience the card allows, earn airline miles, and enjoy 30 days of interest-free money. I have […]

3 Tips for Saving

The average personal savings rate for Americans has been hovering around 4.9%.  We save $5 out of very $100, which is not bad… unless we compare it to other countries. The Chinese average 38%, the Irish 19%, the French save 16%, and Australians save 9.3%. For a developed country, we have one of the lowest […]

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