All of us have probably purchased something we didn’t need. But, do you know why? Lauren Greutman, gives reasons in an article she wrote for the Huffington Post. Here are a few she discovered, with my solutions to the problem. You want to impress people. Solution: Find your true identity in Christ. Greed and pride […]
A recent article at ToughNickel.com listed 10 things you should never say in a job interview. Here goes. How much does this job pay? Typically, money is not discussed during the first interview. If, at the end of the session the interviewer should ask what salary you expect, give a realistic range of salaries you can […]
Dear Chuck, My spouse and I are on the opposite sides of Christmas. He’s kind of an Ebenezer Scrooge, doesn’t want to spend any money and thinks most decorating is a waste of time and resources, but I love the excitement of the season, and gift giving is a way I like to show my […]
First of all, protect yourself from advertising overload. Companies know how to play on our emotions to get us to purchase their products. Rather, pray for legacy-building ideas that don’t require money. Intentionally plan a stress-free holiday that allows you to focus on Christ, the best gift of all. What do you have? Think about […]
Recently I shared some good reasons to buy a home at year end. Today, I want to share why it is good to list your home for sale during November and December. Three years ago, we sold our home in November after listing it with Nikki Bonds. She is a successful realtor with some good […]
I did some checking online looking for a study on this dilemma many Christians face. So far, I have not found any solid research on the subject! Most articles talk only about increasing your savings, not your giving. The Bible clearly instructs us to make giving our top financial priority. Proverbs 3:9-10 says, “Honor the Lord […]
According to a new Bankrate.com survey, “People who earn more than $75,000 have a greater fear that they’ll run out of money in retirement. Overall, 23% of survey respondents say their top worry is that their savings will run out, but 29% of those in the $75,000-and-up income bracket say the same.” According to an […]
Dear Chuck, I cannot believe that it’s Thanksgiving week and Christmas is coming in weeks. Most of the time, I feel more stressed than thankful at this time of year (unless you count how thankful I feel when it’s all over!). Have any advice about making Christmas more about Jesus’ birthday and less about a […]
My challenge to you is to escape the trap that nearly 70% of Americans are in: Living with less than $1,000 in savings! Here are a few more tips to find that $1,000 and put it away for future emergencies. Cut cable. I have friends who spend more than $100 per month for their cable […]
10 Ways to Avoid Overspending on the Biggest Shopping Day of the Year According to the Balance, 133.7 million Americans went shopping on Black Friday weekend in 2014 and spent a total of $50.9 billion. Stores count on bringing in at least 30% of their annual sales just between Thanksgiving and Christmas, making you the […]