Dear Chuck, Our adult daughter is single and working in retail. She just revealed that she has credit card and after-pay debt issues. She has asked us for help. Should we bail her out? Daughter in Debt Dear Daughter in Debt, In short, no. Obviously, I don’t have all the facts, but helping her […]
Dear Chuck, I am a recent college graduate embarking on a career in a new city. I am a believer desiring to pay off debt and use my income wisely. I have some old friends here but always spend too much money when we do things together. What realistic goals should I try to achieve? […]
Dear Chuck, I work in the technology sector and am worried about getting laid off. Can you help me be prepared? Worried about Layoffs Dear Worried about Layoffs, I have friends whose daughter-in-law was laid off a month ago. Then their son, who is married to that daughter-in-law, was laid off last week. Both […]
Dear Chuck, I would love to treat my family to a vacation, but we just can’t afford it unless we put it all on a credit card and pay it out over the coming months. Seems worth it to us. We need a break. Vacations Via Credit Cards? Dear Vacations Via Credit Cards, Happy […]
Dear Chuck, I am 25, live in a hot housing market, and feel squeezed by rising rents. I can’t see any way that I could ever buy a home! I need a plan and some hope. Sick of Paying Rent Dear Sick of Paying Rent, We are in a very unique time when millions […]
Dear Chuck, I work and live with those who buy whatever they want, whenever they want. I find myself constantly influenced to join their spending sprees! Can you give me any tips that I can implement to control my spending immediately? Spending Too Freely Dear Spending Too Freely, Yes, I can help you—been there, […]
Dear Chuck, I am a baby boomer with lots of friends and a healthy community at church, but I see loneliness as a major problem for so many of my friends, our kids, and our grandkids. How do you think this trend will impact the economy in the future? Worried about the Disconnected Dear […]
Dear Chuck, We have a budget, but the cost of groceries and eating out is ridiculous! Something has to change. What can we do? We are exceeding our food budget every single week. Fed Up with Grocery Prices Dear Fed Up with Grocery Prices, You are correct. Something does have to change for almost […]
Dear Chuck, I would like to eliminate our high interest credit card debt. What are your thoughts on taking out a HELOC to pay it off? HELOC or NOT? Dear HELOC or NOT? Just to be sure readers know what we are talking about, HELOC stands for Home Equity Line of Credit. It is […]
Dear Chuck, My husband and I believe America has lost its way. I see so much pride, division, financial fear, and greed that I wonder if we can even recover. How can an individual make a difference? Overwhelmed by America’s Decay Dear Overwhelmed, You, like so many others, are expressing a sense of gloom […]