Dear Chuck, My wife is urging me to retire. I am not ready yet and do not know if I ever will be. I enjoy working. However, what do you think are the best financial moves to be ready? Prepping for Retirement Dear Prepping for Retirement, This year has caused many people to consider […]
I grew up with a generalized investing philosophy espoused by my grandfather: invest during a Democratic administration (market down), sell during a Republican administration (market up). Since I am going to write about what I think is the worst-case scenario for investors post-November 3, 2020 when the nation selects its next President, I decided to […]
Did you see the recent headline of three men posing as pastors to scam about 1,200 unsuspecting, gullible Christians out of more than $20,000,000 in three states with an investment scheme called “1st Million”? How about the California pastor who swindled his very own congregants out of a million dollars in a Ponzi scheme? Or […]
Dear Chuck, I had high hopes of making financial progress while working from home since March. I have a good job, a stable marriage, and good friends. Unfortunately, my wife and I blew through money and took on some consumer debt. We need a financial reset. What is step one? Financially Stuck Dear Financially […]
Dear Chuck, We recently had a family member hospitalized with COVID-19. It has made us acutely aware of the need for a will. Do you have any advice? Getting Our House in Order Dear Getting Our House in Order, This is a good idea whether we have the threat of COVID-19 or not. I […]
Dear Chuck, Can you explain the concept of Universal Basic Income? It seems more like a Robin Hood plan than good economics. Concerned Taxpayer Dear Concerned Taxpayer, Universal Basic Income (UBI), known by many other names, is defined by its most ardent supporters like this: “It is a regular income paid to everyone without […]
Dear Chuck, My wife and I are newlyweds and struggling to spend less than we earn. Our parents agreed to help us until our first anniversary which is in February. To prepare for that date, we need help now. Spending Stress Dear Spending Stress, This has been a challenging time for many couples especially […]
Dear Chuck, I’m hearing more and more about financial scams…. I’m concerned about my daughter falling for one while she’s attending college out of state. Scared of Scammers Dear Scared of Scammers, I’m with you! You and your daughter should be on alert as a downturn in the economy always creates an upturn in […]
Are you in debt? Do you feel guilty about being in debt? Most Christians probably know it is best to be debt-free. In fact, it has been so popularized as a goal for Christians that it may be overshadowing other more important Biblical financial principles. Having studied the Bible to understand what God says about […]
What is Universal Basic Income (UBI), you might ask? Although known by many other names – citizen’s income, citizen’s basic income, basic income guarantee, guaranteed annual income, or universal demogrant –this is how its most ardent supporters would answer that question: “It is a regular income paid to everyone without any conditions. Everyone would automatically […]
