Ask Chuck: Are We Headed For An Economic Collapse?

Dear Chuck,   Is America heading towards an economic collapse? If so, how do I prepare?  Worried Boomer    Dear Worried Boomer, My view is we are headed towards another economic crisis with a low risk of an actual economic and/or currency collapse. In either scenario, there are ways to be prepared. Economic Crisis vs. Collapse  […]

Ask Chuck: The Greatest Gift of Christmas

Researchers at Statista.com estimate that consumers in the United States are projected to have spent an average of $850 on Christmas gifts this year. That is similar to what was spent in 2019. While we may fuss that this holy season has become all about materialism or consumer-driven hyper-indulgence, much is to be appreciated about […]

Ask Chuck: 5 Steps To Improve Your Finances This New Year

Dear Chuck, Covid set me back financially this year. As a result, we’re having a very frugal Christmas. Can you offer any tips on setting financial goals for next year? I want to be better prepared for what may lie ahead! Getting Ready for 2021   Dear Getting Ready,  I am so sorry for the […]

Ask Chuck: Tips for Talking Finances With Your Spouse

Dear Chuck, My husband told me we need to discuss our family finances. I asked him if we could wait until after the holidays. He agreed to but I’m a nervous wreck. What should I do to prepare?  Nervous about Our Finances   Dear Nervous about Our Finances,  The fact that your husband wants to […]

Ask Chuck: Christmas Shopping on a Budget

Dear Chuck, Money is tight for Christmas this year. Any tips for shopping Black Friday and Cyber Monday sales? Looking for Deals    Dear Looking for Deals,  You can search for articles pointing you to the “best deals” on Black Friday or Cyber Monday, but be aware that many of those articles are really just […]