On Monday, I learned that thousands of pastors and ministry leaders around the United States were on Zoom calls (the new normal for millions of Americans), conference calls, and webinars learning about the government’s new Payroll Protection Program for churches, ministries, and the not-for-profit sector. As a ministry leader, we received a direct offer to […]
Dear Chuck, Help me understand the principle of liquidity. What do I need to do to be more “liquid” right now? Preparing for the Worst Dear Preparing for the Worst, Liquidity is the measure of your ability to exchange an asset for cash. It is a tool that gives the ability to stay afloat […]
The Crown team makes it a priority to “practice what we preach”. During this pandemic, as we recommend to cut back your living expenses by 25% for the next 90 days, we’ve made a list for you of the ways we’re doing that ourselves. There are some natural savings that happen when you follow social […]
The Crown Team gathers twice a week for devotional and prayer time together. We invite you to listen and learn along with us. When the Coronavirus Pandemic was announced the previous week, Dr. Frank Gonzalez, Director of Spanish Resources, shared from Matthew 14:13-21 where Jesus performed a miracle in the midst of a desolate place. […]
Dear Chuck, Many of the young people in my Bible Study are frightened of the Coronavirus and the threat to their families. I understand their fear. But, as an older American, I’m also concerned about their economic well-being in the aftermath of this crisis. What kind of financial advice can I offer them? Sheltered in The Storm Dear […]
Dear Chuck, Is the sky falling? I have never seen so much panic around a virus in my life! It seems the economic damage being done is worse than the flu? When will this nightmare end? Holding Out Hope Dear Holding Out Hope, Bear with me; a lot is going on. The events we […]
Dear Chuck, With the coronavirus panic everyone seems to be focused on stocking up on face masks, hand sanitizer and toilet paper. For me, I’m not sure I have enough life insurance. How much do you recommend that I buy and when should I purchase some? Preparing for the Worst Dear Preparing for the […]
Dear Chuck, We’re going through basic procedures at work in the event of a coronavirus pandemic. I’m afraid of losing pay if I get sick. I have a small savings account, but not enough to cover a prolonged period of time. I’ve been advised to stock some necessities at home which costs money I wasn’t […]
Dear Chuck, I have been in a serious relationship for two years. Recently I’ve been made aware of my boyfriend’s bad credit. He assures me it can easily be fixed. Should I be concerned? Concerned about Credit Score Dear Concerned, A number of years ago, I was asked to counsel with newlyweds who were […]
Dear Chuck, I’m trying to save an emergency fund of $1000, but I’m making very little progress. I get so discouraged when I mess up. Can you offer any encouragement and saving tips for someone with limited income and too many bills to pay? No Safety Net Dear No Safety Net, Well, I am […]
