Ask Chuck: How to Build Emergency Savings

Dear Chuck, I make a good salary but am unable to build my emergency savings beyond $1,000. It seems like unexpected things always prevent me from putting more away. My goal is to have 3 months set aside. Any tips? Living on the Edge   Dear Living on the Edge,   Well first, congratulations on saving […]

Ask Chuck: How Do I Financially Prepare My Child for College?

Dear Chuck, I’ve tried to prepare my daughter to handle money responsibly while she’s away at college. But, I’m concerned that peer pressure and the stress of classes will throw her off track. Any tips? Budget Minded Mom    Dear Budget Minded,  Congratulations are in order for preparing her for this crucial transition. Far too […]

Ask Chuck: Recovering From Overwhelming Medical Debt

Dear Chuck, Our medical bills are huge this year. We chose a high deductible to keep our monthly insurance payments down. But, we never dreamed we would experience this! Between ambulance rides, emergency rooms, hospitals, doctors, medications, and therapy, the bills are catastrophic. We need hope and light at the end of this dark tunnel. […]

Ask Chuck: The Cost of Kids

Dear Chuck, I am engaged to a man who recently declared he would prefer we not have children. He believes the rising cost of living will prohibit our ability to adequately provide for more than ourselves, especially if we have to help care for our parents. I struggle with that because I believe that by […]

Ask Chuck: Breaking the Cycle of Overspending

Dear Chuck, My husband is tired of my overspending. I struggle living on the budget he’s made because I make quick purchases rather than planning ahead. Then I feel guilty defending my decisions when the bills arrive. How can I get out of this cycle? Spontaneous Spender   Dear Spontaneous,  Frist, be thankful you have […]

Ask Chuck: Stewardship Through The Generations

Dear Chuck, I’m concerned about young couples I know who rely heavily upon credit cards. They appear to have no concern for the future. I don’t sense a desire to be good stewards in their approach to finances. Concerned Boomer   Dear Concerned Boomer, It is not only a perceived concern but a real one […]