UBI – The Promise and Peril of Universal Basic Income

What is Universal Basic Income (UBI), you might ask? Although known by many other names – citizen’s income, citizen’s basic income, basic income guarantee, guaranteed annual income, or universal demogrant –this is how its most ardent supporters would answer that question: “It is a regular income paid to everyone without any conditions. Everyone would automatically […]

Ask Chuck: What to Know Before Investing

Dear Chuck, I’m trying to teach my children/grandchildren some basic financial principles. Any tips I could pass on in regards to investing? Motivated Grandmother    Dear Motivated Grandmother,  What a blessing for your family that you want to help them get better with their finances. It will not only help them for the here and […]

Ask Chuck: Second Stimulus Check?

Dear Chuck, The government is talking about a second round of stimulus money – is it real? What should I do with it?  Watching for Money in the Mailbox   Dear Watching for Money in the Mailbox, You are correct; the government is discussing the passing of another stimulus package. The Republican Party offered a […]

How To Reduce Financial Stress

With many things causing stress in today’s world, here is a short list of financial practices that will reduce your stress, make managing your money simpler, and generally improve your quality of life. 1. Spend less than you earn. It sounds easy, but this is too often our greatest financial challenge. The vast majority of people that […]

Peacemakers, Not Appeasers

Who could rationally approve of the senseless destruction of private and public property, the mob justice, and the anarchist demands we have been witnessing in our streets since May 25th? Only those who do not understand the power of peacemaking and developing a winning strategy. I call them “appeasers.” The appeasement we should avoid is […]

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