Ask Chuck: Children Are A Blessing… And An Investment

Dear Chuck, My daughter and son-in-law have decided they will not have children due to overpopulation and the cost. I don’t understand how they could make such a decision. Can you give me some good stats to share with them?   Hoping for Grandchildren Dear Hoping for Grandchildren, Since I have five grandchildren already, I know […]

Ask Chuck: Understanding Inflation/Deflation

Dear Chuck, I’m new to investing and don’t really understand the ramifications of inflation and deflation. I would like to position myself to minimize loss regardless of what happens. Any tips? Novice Investor  Dear Novice Investor,  I am not a professional investment advisor but can give you some Biblical financial principles that will help you […]

The Presidential Election and the Worst-Case Scenario for Investors

I grew up with a generalized investing philosophy espoused by my grandfather: invest during a Democratic administration (market down), sell during a Republican administration (market up). Since I am going to write about what I think is the worst-case scenario for investors post-November 3, 2020 when the nation selects its next President, I decided to […]

Protect Yourself from Wolves in Sheep’s Clothing: Scammers

Did you see the recent headline of three men posing as pastors to scam about 1,200 unsuspecting, gullible Christians out of more than $20,000,000 in three states with an investment scheme called “1st Million”? How about the California pastor who swindled his very own congregants out of a million dollars in a Ponzi scheme? Or […]

Ask Chuck: Universal Basic Income Explained

Dear Chuck, Can you explain the concept of Universal Basic Income? It seems more like a Robin Hood plan than good economics.  Concerned Taxpayer    Dear Concerned Taxpayer,  Universal Basic Income (UBI), known by many other names, is defined by its most ardent supporters like this: “It is a regular income paid to everyone without […]