Dear Chuck, I have friends who retired a few years ago. Several are thriving while others seem to wish they were back at the careers they left behind. I thought retirement was supposed to be the best years of our life. I am trying to determine: a) should I retire and b) when? Any thoughts? […]
Dear Chuck, My husband and I would love to buy a home before our second child is born next spring. We are seriously considering a subprime loan since we don’t have a down payment. We have a few years left on our student loans and a car payment. We’ve been told that renting is like […]
Dear Chuck, There is a lot of talk lately about the potential profits to be earned by investing in cannabis (marijuana) opportunities. Personally, I think it is wrong, though some of my Christian friends see it as an appropriate way to invest. As a parent of teenagers, I am very concerned about the likely legalization […]
Dear Chuck, I’m hearing and reading murmurs of a coming recession. My investments took a beating in the last one, and our property value has finally recovered. I’m feeling uneasy and would love your advice on how to adequately prepare? Getting Nervous Dear Nervous, The idea of preparing for hardship is timeless. Noah built an […]
Dear Chuck, I’ve made many mistakes with money over the years. I live in regret of how I squandered so much and failed to prepare for the future. My wife is insecure and concerned that we don’t have enough saved or invested for retirement. We need to move forward but are making zero progress. Can […]
Dear Chuck, My wife and I do not agree on giving. In fact, we’ve had a few heated arguments over the matter. She says we need to give 10% of our income. I don’t know where we could come up with that much. We give every month, but it varies in amount, depending on what […]
Dear Chuck, My wife and I are working really hard to get out of debt. We are overwhelmed with 5 credit cards, 2 car loans, student loans for both of us, a mortgage, and furniture that we financed. We now clearly see the mistakes we made and the dangers debt can present. I’ve been doing […]
Dear Chuck, My wife and I hope to be able to retire when I turn 65. We’ve made plans and dreamed about the time we would invest in our grandchildren’s lives and the joy of taking mission trips together. But, the closer I get to 65 (2 years away) I realize I just haven’t saved […]
Dear Chuck, My husband and I anticipate graduating in May. I’ve read that our resumes are extremely important. While he has part-time job and internship history, mine is very limited. We have student loans and hope to land great jobs as soon as we can. Could you tell me what employers are really looking for […]
Dear Chuck, My husband and I are just got married and are realizing the severity of our debt problems. We both just graduated with student loans, car loans, and some credit card debt. Until this point, we honestly didn’t know we should have been spending our money any differently. It was what everyone did and […]