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30 Day Money Reset

Your one month challenge to develop healthy, biblical financial habits.

DAY 11


Comparison is dangerous – “keeping up with the Joneses” has gone far beyond who has the nicer car or bigger yard. Our society is in an extremely dangerous position when it comes to comparison because of our constant exposure to ads, social media, and TV. Even in Christian circles, we silently compete with one another.

There’s a famous saying that comparison is the thief of joy. This is true, but comparison is also the thief of a lot of your money, and a powerful weapon the enemy uses to distract, divide, and disillusion.

Comparison is a leading cause of worry, stress, anxiety, depression, and debt. Comparison damages marriages, estranges parents from children, and ruins friendships. Comparison steals joy and leads to dissatisfaction in our spiritual lives. We are not grateful for what we have been given and don’t fully trust God for our provision, even though He knows what is best for us.

So how do we avoid comparing ourselves to others? How do we guard our hearts, like Proverbs 4:23 says, when we are so inundated with comparison and competition?  

  1. >> Remain in the Word
  2. >> Cultivate a Thankful Heart
  3. >> Serve Others

These three principles are things every steward should live by and will help prevent the trap of comparison and debt. But if you’re already in debt, what practical steps can you take to get out?

Yesterday you calculated how much interest is costing you every month. It’s helpful to assign a monetary value to the burden of debt. Think about all you could do if that cash was back in your budget every month!

Just as important as identifying the material cost of debt, you also need to identify the immaterial cause of debt.

Think about what caused you to enter the debt cycle. How could an eternal mindset prevent overspending in the future?

Today's action item:

Watch the 5 Steps to Debt-Free Living mini-series.  It's just 4 short videos that will help you understand debt and what truly causes it.  As you watch, try to identify what caused your debt accumulation.  Write it in your journal or 30 Day Snapshot.

Do you feel pressure to keep up with people around you?

Even if you are debt-free, watch the videos to gain a deeper understanding of debt and how to continue avoiding it.


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