Dear Chuck, I always thought a small diversification into cryptos would protect me from the collapse of fiat money, but now with the collapse of FTX, I am losing trust in the entire concept of currency. What should I do? Losing Trust in Currencies Dear Losing Trust in Currencies, As painful as it […]
Dear Chuck, We’ve made financial mistakes in the past and want to improve our credit score in the New Year. What steps should we take, and what should we avoid? Managing Our Credit Score Dear Managing Our Credit Score, This is a great goal for the New Year, and it will impact almost every […]
Dear Chuck, We want to start the New Year right when it comes to our finances. Beyond a “get out of debt” resolution, what are the best moves to get us on track? Looking for Financial Tips Dear Looking for Financial Tips, My best tip is to practice the simple but powerful act of […]
Dear Chuck, I hate carrying a balance on our credit cards, but I can’t seem to get them under control. I need some help! Carrying Heavy Balances Dear Carrying Heavy Balances, Unfortunately, inflation is harming the financial situation of many Americans. Rising credit card debt is one of the obvious indicators that millions of […]
Dear Chuck, The Parable of the Dishonest Manager looks like Jesus commends lying. Am I right about this? Curious what you think. Curious Reader Dear Curious Reader, Almost two-thirds of Jesus’ parables mention money or possessions and our beliefs and use of them. He talked a lot about money—more than He did about heaven […]
Dear Chuck, I am exhausted trying to make it to the end of the month while remaining within my budget. I feel like inflation is robbing me of more than my money. I am losing my joy every day that this continues. Exhausted by Inflation Dear Exhausted by Inflation, I wish I could tell […]
Dear Chuck, My wife and I are finally living on a budget! What are some key steps in our financial plans that we should aspire to achieve now? Getting Our Act Together Dear Getting Our Act Together, Bravo! I read some years ago that about 60% of people say they need or desire to live […]
Dear Chuck, It is already cccccold where I live. My heating bills are getting painful. Any tips to save money this winter? Bracing for the Winter Bills Dear Bracing for the Winter Bills, Unfortunately, we all need to be prepared to pay more to heat our homes in the coming months, regardless of the […]
Hi Chuck, When do you think used-car prices will drop? My car is racking up a lot of miles, and I am trying to hold off on buying a replacement. Waiting on Prices to Drop Dear Waiting on Prices to Drop, Several years ago, a neighbor told my wife they needed to buy a […]
Dear Chuck, When students were paying 10% on student loans, we couldn’t get 1% interest on the money we put in savings. It seems like students and families who continue to take these loans are getting ripped off. Would you please address usury? Looks Like Usury to Me Dear Looks Like Usury to Me, […]