“I appreciate having someone that I can talk to about money issues and advice. I do not have anyone in my personal life that I can talk to about these things. While I do work at a financial institution and do talk about some things with my peers, I know that sometimes oversharing can impact others perception of us. So, I don’t want any of my personal struggles to impact my abilities or how I am viewed at work. Plus, even though it’s a bank, I feel like I don’t always get the help I needed or insight. Sometimes the advice is “too broad” or “too general” This course, and the Debt Management program helped me feel like there was a solution that could actually help me. It gave me hope. It gave me a friend or ally. And I was able to hear concepts and messages that I haven’t heard before about money, as the way God views it and wants us to handle it.

I feel like the saving lesson was most impactful. I’ve never really thought about savings because I am always drowning in debt or things to fix. So, it was always an afterthought. Though I can see where if I had saved more earlier on, I wouldn’t have gotten in debt with a credit card, or loan. I can see how saving for things is better and would save a whole lot of trouble. I am working on breaking the cycle.

I also categorize my spending in my online banking app at the same time. I know that will make the biggest difference, looking at my money every day, accounting for it, and trying to stay within the lines. I also plan on being more intentional about saving. I also cut up my credit card, which was SO scary. I just kept reminding myself that debt is scary too.”

Reggie continues, “I’ve also known for years I need to get better about money. At least 15. I have notes in old Bible studies about it. I hate it but it’s true. And in all that time, I never learned how to get better with money. So, I maintained debt. I’d like to think I am “turning from that sin” now. And just like we say in recovery from any other addiction or wound, we have to first admit we’re powerless to change ourselves. Hopefully, my heart and mind are aligned with God now, and I can cleanse and renewed as the steward He created us to be.”

Reggie’s story serves as a beacon of inspiration for anyone navigating financial challenges. Through vulnerability and dedication, she embraced the opportunity for change and embarked on a path toward becoming a faithful steward.  Her willingness to pursue a path of stewardship reflects a profound shift in mindset—one that aligns with God’s plan for her life and paves the way for a future marked by financial freedom and abundance.