Treat the Root of the Problem, Not the Symptom
Have you ever thought if you could just make a little more money, so many of your problems would be solved? Or if you could just pay off that debt, get rid of those student loans, or have a big nest egg for retirement, you wouldn’t feel so stressed all the time?
Well, none of those things are bad – more income can be a blessing, and getting out of debt and saving for retirement are great accomplishments!
But the challenge comes when we think this will solve our problems. Because really all we are doing is addressing the symptoms of our money issues instead of treating the root causes.
If you’re overspending or stressed because you’re living paycheck to paycheck, more money won’t solve the issue. Getting out of debt alone won’t prevent you from getting into debt again.
You’ve got to get to the root of the problem. That’s when you’ll experience freedom.
Financial freedom results from committing all aspects of life to God and faithfully obeying his principles. Once you truly experience financial freedom that only God can offer, you won’t want to keep living like you used to.
Like Paul said, It was for freedom that Christ set us free; therefore keep standing firm and do not be subject again to a yoke of slavery.
So where do you start?
First, transfer ownership to God. Think of yourself as a manager, not an owner, of all you have.
Next, start an emergency fund. Start with the goal of $1,000 to cover surprise expenses. I’m not talking birthday parties here! I mean having to replace a hot water heater and actual emergencies. Make savings a regular habit and part of your budget!
Then, get out of debt.
And, finally, but most important, be thankful and give to the Lord.
If you need help getting out of overwhelming credit card debt, get in touch with our partners at Christian Credit Counselors. You can learn more by calling us at 800-722-1976 or going online to crown.org/ccc.