Are you house poor?

TD AMERITRADE found that “super-savers”, those who save 20% or more of their income, spend an average 14% on housing – compared to 23% of the rest of the population.

Cutting your housing costs, our largest budget item, eliminates stress quickly.

Super-savers know that the extra space marketed in newer homes is not necessary. Homes built today have double the living area per person compared with those built in the ‘70s. And the danger with this extra space is the temptation to fill it with “stuff” you don’t need, can’t afford and don’t want in the future.

Biblical financial principles are for our benefit. Jesus said, Everyone then who hears these words of mine and does them will be like a wise man who built his house on the rock. (Matthew 7:24)

If you’re serious about getting your finances in order, pray about cutting your housing expense. Ask God to help you think outside the box and to open new doors for you.

You may need to sell your home and purchase a smaller one. Or rent a house, apartment, a trailer or even a room. God knows what’s best for you, so seek His wisdom before making a decision.

Remember, this is not your home. You’re only passing through. With the assurance that God holds your future, you can adjust your lifestyle with confidence and joy.

Reduce your housing costs and you’ll experience financial margin. Your stress will decrease as you step back from the financial cliff. Plus, you’ll free up funds to live the way God designed you.

If you are stuck and needing some advice on where or how to get started repairing your finances, just call 800-722-1976 or visit crown.org