Starting a Budget
Have you been waiting to make a budget until you make just a littttlle more money?
Have you had good intentions to save for retirement but it just hasn’t happened?
Or maybe you were going to rework your plan to get out of debt, but it was just never the right time.
If you think more than you do, you may never get your finances in order. Waiting until just the right time delays the process and postpones any progress. SO, here’s the solution.
DO IT! Today. Tonight. Don’t put it off and don’t excuse the situation.
- Perhaps you need to make a budget. Many people are intimidated by budgeting, but I promise you can do it. It’s going to help you reach goals, keep you on track, and experience rewards. And guess what? You can change it! No two months are going to be the same, so adjust it here and there as you need.
- If you need to start saving, then set up an automatic transfer to a savings account. Or, have your employer deposit part of your paycheck into that account.
- If you need to start giving, then write some checks. Start with your church and do it with gratitude remembering God loves a cheerful giver.
- If you need to invest but don’t know where to start, call a financial planner, or a wise friend, and set a date to make that first investment. In the meantime study like crazy and talk with those who understand the world of investing.
Mark Twain said, “The secret to getting ahead is getting started.”
In 1st Corinthians 9, Paul said it even better, “I do not run aimlessly; I do not box as one beating the air. But I discipline my body and keep it under control.” Today, I challenge you. Do not spend aimlessly. But, discipline yourself and get your finances under control.
A great way to stay disciplined is to have a deep understanding of what the Bible says about your finances. Crown’s online MoneyLife Personal Finance study helps you do this. It’s a 10 session course that looks at all aspects of your finances and what the Bible says about it. I promise God can use it to transform your life AND finances. Enroll today at crown.org/onlinestudy .