Give Now

Savings Day – Set SMART Goals

It’s Build Your Savings Day! Have you made saving goals for the year? 

A saving goal grants vision and direction to help us become better money managers. It gives purpose, helps us see progress and grants confidence.

To change an old habit, you have to create a new one. Three things are important to remember:

  1. Success encourages us to stay the course.
  2. Tracking progress motivates us to continue.
  3. Realistic, attainable steps with built-in rewards are validating.

SMART is an acronym for goal-setting.

Specific, Measurable, Achievable, Realistic and Time-Bound. 

Be specific so you can track your progress. If you want to save $1,000 in an emergency fund, set up a monthly $100 automatic transfer to a designated account and you’ll achieve that goal by November!  

Be patient – developing new habits takes time. That’s why the support of a friend or mentor is important.

Save, don’t spend your tax refunds, bonuses or cash gifts. After tithing, save a portion, then pay down outstanding debt. 

You may need to adjust your budget, open new accounts, or make lifestyle changes in order to reach your goal. Schedule weekly and monthly dates to review your progress. 

So write down your SMART financial goals. Recruit someone to hold you accountable and keep you motivated. Above all, seek the help of the Lord. He gives power to the faint and increases the strength of the weary. Ask Him to bless your efforts and thank Him every step of the way!

You can reach your saving goal the SMART way!

Now I recommend enrolling in our online Money Dates Course. Anchored in Biblical truth, it’s designed to bring financial unity in your marriage. Find out more at