Savings Day – Be Intentional
Are you intentionally trying to save more money?
Benjamin Franklin knew what you save is just as important as what you earn. He said it this way, “If you would be wealthy, think of saving as well as getting.” Long before he suggested this, the Bible offered the same advice, which is why Christians should lead the way in saving money on a regular basis. This even includes those who are in debt. This doesn’t mean you save at the expense of creditors, but the habit of saving at regular intervals is wise. It helps prevent debt and prepares you for the future. Saving requires a surplus of money. Self-discipline will help you live on less than what you make. A budget can help you stay within bounds. I know! The word alone can intimidate, but tracking your progress on a regular basis is helpful and motivating.
Work at building your emergency savings account. A minimum of $1000 is essential. Things happen that we don’t expect. Proverbs 21:20 says, “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” Intentional saving prevents you from devouring everything you make. A plan will require you to make some sacrifices so you can reach your goals. You’ll discover simple ways to curb costs. Ask God to help you, to give you creativity and joy in finding ways to be thrifty. Simply taking time to plan meals and shop sales makes a difference. Or find a way to earn extra income. God knows your needs. So invite His help – then start saving!
Now many couples are struggling with credit card debt. If you’re one of them, I recommend Christian Credit Counselors. They’ll create a debt management plan just for you. For more information call the Crown Helpline: 800-722-1976 or visit online at crown.org/ccc.