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Saving Your Way Out of Debt

It may sound backward, but if you want to get out of debt, you need to start by saving. Think about how you got into debt in the first place – you didn’t have cash to cover an expense.

By saving, you won’t need to depend on credit to cover your expenses. You can pay in cash!

Like Joseph, we should save up during the good times to be prepared for the bad. For they surely will come – no need to be surprised!

I recommend you start with a goal of having a thousand dollars in an emergency savings fund. Then make a budget and attack your debt so you can live free of the worry and stress you have now.

To create a plan to start saving money, watch our 5 Steps to Debt-Free Living video series for free at