Give Now

Save for Emergencies and Investing

It’s Build Your Savings Day! Now you know you should save, but do you know why?

Savings are needed to cover emergencies and to make investments. Saving requires sacrifices. But what we give up reduces stress and ushers in a level of simplicity that many Americans have never experienced.

You save by spending less than you earn. How much less determines how quickly and how large you can grow your savings. The earlier you start, the better!

Now that means not buying the biggest house you can afford, or financing the best car you can get approved for. It’s buying a home that will shelter you and driving something reliable.

This gives you margin to grow your savings. Now with it, you can learn new skills or buy equipment that grows your income, and you can invest the profits.

Over a period of time, you’ll develop a lifestyle of frugality, and if you do this early in your life, your money-saving habits will pay off BIG TIME!

An emergency fund protects you from dependance on credit cards or other means of debt when unexpected costs arise. It grants confidence and reduces worry.

Solomon said to invest and diversify. “Ship your grain across the sea; after many days you may receive a return. Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.” (Ecclesiastes 11:1-2)

Whether saving for emergencies or investments, educate yourself and remember Proverbs 21:5. “Steady plodding brings prosperity; hasty speculation brings poverty.”

Now here’s a smart goal for the new year.  Enroll in our online Money Dates program. Anchored in Biblical truth, it’s a simple way to bring financial unity into your marriage. You can learn more at