Give Now

Posterity Investing

How are you investing?

When you hear the term investment, you may think about stocks, bonds, and cash. Another investment alternative is posterity investment. This involves saving for retirement and accumulating assets to leave to children or grandchildren. My friend, Russ Crosson, has worked in financial services for decades. He and his wife want to use their wealth to pass along character, values, and ideals to their children and grandchildren. So they’ve added a line in their budget called “posterity.” Here are some examples of their investments: They covered the cost of a marriage retreat. They funded mission trips to developing countries. They match funds saved for a car when a college scholarship is received. They host an annual “cousin camp” where they keep all the grandchildren for a weekend and give the parents time to themselves.

Investing this way typically won’t yield quick returns, but prosperity investing has a long-term return on the spiritual and social capital of the next generation. As Russ says, the returns are priceless and can’t be quantified on a balance sheet. At the right time, you should consider a posterity investment line in your budget. Just as you might plan to put dollars towards an IRA, you can establish an amount that you want to invest in your posterity. Remember that children are a heritage from the Lord, offspring a reward from him. So, invest in them wisely! the returns, as Russ said, will be priceless.

If credit card debt is keeping you from investing in your posterity, let Christian Credit Counselors help you. They’ll create a debt management plan specifically for your needs. For more information call the Crown Helpline: 800-722-1976 or visit online at