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Newlywed Financial Tips

Are you a newlywed?

Way back in 1978, Ann and I got married. It was Christmas of our senior year in college. We didn’t know Biblical financial principles, so we struggled with money for 21 years before a Crown Study got us on the same page. Couples experience financial freedom when they unite around what the Bible says about money. They align their goals and work in unity. There’s no better time to start than at the beginning of a marriage. gives 5 financial tips for newlyweds. 

1. Don’t increase  your lifestyle

2. Live on one salary, save the other.

3. Max out retirement savings

4. Get some insurance

5. Enjoy life together

In addition, I suggest you establish the discipline of giving first and saving second from day 1. Decide who’s going to pay the bills, then create a budget. Determine to spend less with some lifestyle decisions. Try to eat at home and exercise self-control in your purchases from the beginning of your married life. Please don’t go out and furnish your home or apartment with a credit card. Take your time and shop consignment stores, Facebook marketplace, or your grandma’s attic. Debt is guaranteed to bring unnecessary stress into your relationship. Lovingly submit to the accountability of your spouse. Make him or her the beneficiary on all accounts and create a will. Above all, “…love the Lord your God with all your heart and with all your soul and with all your might.” (Deuteronomy 6:5) Honor Him with all He’s provided for you. It’s the best way to start a marriage.

If you brought a lot of credit card debt into your marriage, I highly recommend Christian Credit Counselors. They can create a debt management plan just for you. For more information call the Crown Helpline: 800-722-1976 or visit online at