Give Now

How Much Work to Pay for That?

One of my favorite savings tips is to know the value of your dollar.

My savings tip is to calculate how many hours of work you would have to put in in order to buy the item, meal, or experience that you’re considering. Ask yourself, “how long and hard do I  have to work to be able to pay for it?”

Is cable TV or that car payment really worth all those hours of your life?

This mindset shifts your perspective because your spending is compared to the use of your time and you learn what you truly value.

Stewardship of your money is good stewardship of your time as well.

To learn more about stewarding your time and money, take the free MoneyLife Indicator at