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Habits of Millionaires

Habits impact finances!

Tom Corley studied the behaviors of hundreds of millionaires. He discovered several shared habits. Most exercise at least 30 minutes a day, 4 days a week. More than 90% sleep at least 7 hours a night. Research shows that physical activity promotes better sleep. It relieves stress and anxiety while tiring you out. Sleep is crucial for cardiovascular and immune systems to function at optimum levels. A good night’s sleep enables us to absorb information, to think clearly, control our emotions and make wise decisions. Exercise and sleep grant greater productivity and reduce the risk of major health issues.

Though Corley’s millionaires work more than most, they enjoy what they do. They keep a to-do list, manage their schedules well and avoid wasting time. The majority worked decades saving and investing to gain wealth. They live in modest homes, buy used cars, and spend less than $6,000 a year on vacations. 9 out of 10 attributed saving to their success. They set up automatic deposits of at least 20% of their paycheck split between employer-sponsored retirement accounts and saving accounts. When approaching retirement age, they focused on wealth preservation and moved some of their stocks to bonds.

Millionaires or not, the Bible commands us to do good, to be rich in good deeds, and to be generous and willing to share. Why not start some good financial habits today?

And if you can’t sleep due to credit card debt, Christian Credit Counselors can create a debt management plan that will for you. For more information call the Crown Helpline: 800-722-1976 or visit online at