Gig Economy “PSA”

If you’re a freelancer, work for yourself, or run your own company, I have some tips for you.

First of all, budgeting as a freelancer can be especially difficult. You may not have steady income, so it’s best to base your budget off a monthly average of what you earned last year. Also saving for retirement requires more work. You don’t have an employer-sponsored plan. So consider an IRA or a Roth plan and get started! And finally, save for emergencies! Since you don’t have Paid Time Off like other employees, start an emergency savings account beginning with the goal of a thousand dollars. 

To take the first steps, I want you to sign up for the 30 Day Reset challenge. You can find it for free online at crown.org.

Step into this next season in control of your finances.