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Finding Out Your Money Personality

What’s your money personality? Are you a spender or a saver? Or, the “it’ll all work out at the end of the month”-er! Knowing what you are can be valuable knowledge!

Our personalities influence the way we handle money. Savers and spenders both have strengths and weaknesses. The key is learning to use those strengths and manage the weaknesses for maximum impact with the resources we’ve been given.

God designed us to act upon what we believe. So, if we believe the wrong things about money we are bound to behave wrongly as well. But, if we believe the right things about God, His plan, and His purpose for stewardship, we’ll experience financial freedom and the joy of blessing others.

It’s okay to be a spender if you budget and spend wisely. Spenders are often naturally generous, they just have to control the desire to spend impulsively so they can give.

Savers tend to be more patient and self-controlled, but can have a tendency to hoard money. They too must budget so they’ll spend rightly and grow to give generously.

Both are created in the image of God with the potential to steward well. But if you’re married, you know how easily conflicts can arise! So often we try to make the other person like us, when we should really be using their strengths to compensate for our weaknesses. Instead of attacking each other, acknowledge your differences and seek unity.

In Proverbs 4:23, Solomon said, Above all else, guard your heart, for everything you do flows from it.

Recognize that God owns everything and you’re His manager. Whether you’re naturally a saver or spender, surrender your financial decisions to Him – He’s trustworthy.

We want to send you free resources to help you with your finances, text the word “money” to 800-722-1976, or find them online at