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Financially Prepared for Children

Since we have 4 children, my wife and I can tell you that nothing makes you reevaluate your finances more than a new baby!

Being financially prepared for children takes a lot of work. I mean, just the amount of stuff you need for a tiny baby is astounding! Not to mention it’s now reported that it costs a quarter of a million dollars to raise a child!

But don’t let that scare you.

Start with a budget and spend significantly less than you make. Then save, one day at a time, especially if either spouse is changing their employment status when the baby arrives.

And of course, remember Psalm 127:3, “Children are a gift from the Lord; they are a reward from him.”

To get started on a baby-friendly budget, visit