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Financial Mistakes to Avoid–Part 1

Made any mistakes with money?

Well I could write a book about all the financial mistakes I’ve made. Today and tomorrow I’m covering mistakes that I hope you will avoid with money. You’re a temporary steward entrusted with whatever God provides. With that responsibility, determine to never spend more than you earn. It’s the quickest way to end up in debt, and debt sets you back months, years, and even decades with interest payments. Plus, you miss opportunities to give, save, and invest. Imagine playing limbo every month—the bar represents your income, and you represent control over your spending. When spending less than you earn, you can fund an emergency savings account. With money set aside for this purpose, it prevents you from depending on credit cards when the unexpected hits—which it will! You might as well learn to expect the unexpected!

Things happen that may catch you off guard: a flat tire, a lay-off, a health issue. So having an emergency fund grants you financial protection. Limit what you spend on subscriptions. CNBC reported that consumers spend an average of $133 more each month than they realize. Video, music streaming, and more are usually auto-paid, and users fail to notice the cost. Many are charged for subscriptions that they don’t even use. As a result, consumers underestimate how much they spend each month. As the Bible says, it’s required of stewards that they be found trustworthy. 

Now if you’ve made the mistake of accumulating credit card debt, let Christian Credit Counselors help you. They can create a debt management plan that works! For more information call the Crown Helpline: 800-722-1976 or visit online at