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Financial Lessons This Christmas

Christmas is a great time to emphasize Biblical financial principles.

Christmas in my youth was exciting and fun, but I missed basic truths. Like: I don’t have to spend lots of money on gifts to show love. He wants us to use all that he provides to glorify him and build his kingdom. So, this Christmas, try something different! Pray together for the material needs that you have. Wait and let God provide without borrowing the money so that your children can see God at work. Exercise self-discipline. Show your children the budget you live on. Then help them start their own budget giving 10% to the Lord, keeping some to save and then some to spend. Practice moderation. Jesus and his disciples lived humbly, as did Paul and the early church. You don’t have to live in poverty, but set a good example. Demonstrate your willingness to make sacrifices to meet the needs of others. Work together to serve the poor in your church or community. Discuss ways you can meet their needs. Anonymous giving is fun and children delight in taking part!

Choose to avoid debt by focusing on the King of Kings in simplicity and truth. One gift given in love and time together is worth far more than extravagance and the stress that debt brings. Live out your love for God and his Word by teaching your children diligently. May your family celebrate the birth of Christ, our Savior, by remembering that he is the “Wonderful, Counselor, the Mighty God, the Everlasting Father, the Prince of Peace.” (Isaiah 9:6)

If your spending habits have you overloaded with credit card debt, I recommend Christian Credit Counselors. They’ll create a debt management plan just for you. For more information call the Crown Helpline: 800-722-1976 or visit online at