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Financial Conversations in Marriage

Do you get nervous when your spouse wants to discuss money?

There are several reasons why financial conversations make us nervous. Painful memories from childhood or later may actually reveal financial insecurities. The fear of changing one’s lifestyle can uncover misplaced dependencies. A survey conducted by Fidelity Investments found that couples concerned with debt argued significantly more than those without any debt concerns. The truth is, marriages function better when there are no secrets.

Financial issues can signal a lack of self-discipline, addictions, or unmet emotional needs. If your marriage is under a great deal of financial stress right now, you need to talk. If mistakes have been made, this is the time to confess, repent, and forgive. Regardless of what is revealed, we can trust the Lord because of His promise in Romans 8:28: And we know that for those who love God, all things work together for good, for those who are called according to his purpose.” Ask the Lord to prepare your heart by removing any fear or anger. Then set aside a time and a place, free of any distractions, so that the two of you can focus on your situation.  2021 can be the year you commit to honoring God with the money that He provides.

If you’re drowning in credit card debt, I highly recommend Christian Credit Counselors. They can create a debt management plan specifically for you. For more information call the Crown Helpline at 800-722-1976, or visit us online at