Cut Your Grocery Bill

It’s Build Your Savings Day! Try cutting your grocery bill!

You may literally be eating your savings if you do any of the following:

• Eat out frequently 

• Shop without a list

• Shop multiple times each week

• Don’t have a grocery budget

Now you may be asking yourself, “What’s the big deal?”

Well unless you’re intentional about saving, money quickly disappears, and food and drink expenses can add up fast – especially when you’re discouraged or seeking comfort or trying to escape your problems.

Adopting a frugal lifestyle takes time and effort, but the habits you develop now will be with you for a lifetime. So here are a few of my tips:

• Plan your meals to minimize shopping trips and temptations.

• Know grocery prices. When possible, make your list from what’s on sale. Online grocery shopping may help you. It eliminates the visual temptations at the store. 

• Know what’s in the pantry and make meals from what you have on hand.

• Consider trying the “Eat the Pantry Challenge” where you see how long you can go eating what you have at home.

• Cook economic meals from scratch. Find frugal recipes for dry beans, rice, and oats.

• Cut back on meat, and make filling, healthy snacks.

• Shop seasonal fruit and vegetables.

• Eat or freeze your leftovers.

• Track your spending. Save your receipts and see where you saved.

“Steady plodding brings prosperity.” That’s how to build your savings!

And if credit card debt is keeping you from saving money, you should seek counsel. I highly recommend Christian Credit Counselors. They can create a debt management plan just for you. For more information call the Crown Helpline at 800-722-1976 or visit online at crown.org/ccc.