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Couples and Investment Risk

Are you a risk taker when it comes to investing?

If you’re an investor, you have to address how much risk you’re willing to take, and if you’re married, an equally important issue is how much risk your spouse can take. Chances are your opinions will be different. Spouses have personality differences that cause them to approach matters in separate ways, but differences can strengthen a marriage if they’re accepted as beneficial to each other. When a husband and wife are able to listen to each other, cooperate and meet the  other’s needs, the differing viewpoints of their team contribute to a balanced life together. They’ll learn how to complete, rather than compete.

If your investment strategy is worlds apart from that of your spouse, be willing to compromise and seek peace from the Lord. He’ll confirm your plans and unite your hearts. Investments should be understandable and easy to track. Invest with purposeful goals. Some scripturally sound reasons include multiplying money so you can give more, meeting future family needs, furthering the Gospel or funding special projects. Be patient and remember that most get-rich-quick schemes rely on greed and spontaneous decisions. Follow Solomon’s counsel – diversify and don’t put all your eggs in one basket. Some of your investments must have liquidity so you can get your money back in case of an emergency. If you and your spouse can’t agree, seek competent outside help from a committed Christian financial adviser who has the experience you lack. Pray together and invest with hearts that are united in the risk.

Now, if you’re not investing because of credit card debt, I recommend Christian Credit Counselors. They’ll create a debt management plan just for you. For more information call the Crown Helpline: 800-722-1976 or visit online at