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Christmas in July

It may sound crazy, but Christmas in July could be a great way to save money!!

Ok, well maybe you don’t have to actually celebrate Christmas right now, but you may want to start thinking about it!

Why? Because you’re just 5 short months away from the most expensive time of the entire year – and you need to be planning nowStarting this week, if you don’t already have one, create a Christmas spending category in your budget. Commit to pay cash for all of your gifts, and do some math to calculate how much you need to save every week. With this plan, you’ll be the most prepared and least-stressed out person when December rolls around – so you can enjoy time with you family and celebrating our Savior’s birth!!!

To set up your saving category and learn more about building a budget, download the free Money Map at