Are You Disaster Ready?

Are you disaster-ready?

We’ve been conditioned to run for milk and eggs at the news of approaching bad weather, but running to the grocery store can’t fix everything. In Genesis 41, we read that God gave Joseph the interpretation of a dream that troubled Pharaoh, the King of Egypt. The dream foretold a 7-year famine that was going to follow 7 prosperous years. So, Joseph advised that 20 percent of the country’s resources had to be saved during the good years in preparation for the coming tough ones. Now, that’s still good advice. In fact, several years ago, I wrote a book called The S.A.L.T. Plan. It offers concrete tools and strategies to prepare for emergencies. Based on Biblical truths, it shows how to survive, and even thrive, in a difficult economy.

You first eliminate all consumer debt by applying half of your surplus income to debt and half toward a savings fund. One of the best ways to be ready for hard times is to have available resources. That includes having food and supplies stored on hand. Second, prepare for unemployment as well as stormy weather. A wise saver has 18 months of living expenses or 140% of your current income in the bank. Most importantly, be prepared to meet the Lord. When the weatherman says a storm is coming, people get ready. How many people read in the Bible that Jesus is coming, yet fail to act on that knowledge? I want you to be ready for a disaster and for His eventual return. So exercise diligence and manage money with eternity in your heart.

Our budget coaching program can put you on the road to financial freedom. Go to crown.org and click the “Get Help Now tab”, and if you want to become a volunteer budget coach, we need your help to serve the growing demand. You can start today at crown.org.