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Are You Crippled By Credit?

Crippled by unexpected debt?

How would you feel if your spouse maxed out a credit card that you didn’t know about? Financial infidelity is a serious breach of trust. Lying about money or hiding debt will lead to the erosion of your marriage. It must be addressed properly. If your loved one confesses to financial infidelity, it can be alarming. Don’t panic or explode with anger. Simply listen and try to learn the reason for their deception. Pray for understanding, repentance, and healing. Then dedicate yourselves to solving the problem together.

Credit card debt has reached an all-time high. The New York Federal Reserve reported in October that total consumer debt now exceeds $1 trillion. That’s a much larger number than pre-Covid. Today, we have inflation, higher interest rates, tighter lenders, and the end to stimulus checks issued by the government during the pandemic. The average credit card balance is now $6,000. Those carrying high annual percentage rates are in trouble. No wonder there’s a growing trend in credit card delinquencies.

Please beware of store-issued credit cards. They sometimes come with deferred interest promotions. However, if a balance is not paid in full by a certain date, interest is charged retroactively. Yes, even if minimum payments were made during the promotional period. Romans 13:8 says, Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.”

So, if you are crippled by credit card debt, let Christian Credit Counselors help. They’ll create a debt management plan specifically for you. For more information call the Crown Helpline: 800-722-1976 or visit online at