60 Day Financial Challenge
Are you familiar with #75Hard?
Perhaps you’ve heard about the 75 Day Hard Challenge. Participants follow five rules for 75 days. If you fail at any point, you have to start over from day one. Here’s the challenge:
• Follow a diet: no cheat meals or alcohol allowed.
• Work out twice a day for 45 minutes: one must be outside.
• Drink one gallon of water.
• Read 10 pages of nonfiction in the personal development category. No audiobooks allowed.
• Take progress pictures.
Now, a financial challenge of any length can be beneficial as well. Whether needing to pay down debt, build emergency savings, or give more generously, repetitive days of healthy financial practices will develop good habits. Suppose you try a 60 Day Financial Hard. It could look like this:
• Set aside money to give first and save second. Donate and/or deposit this weekly or biweekly.
• Record all income and spending. After 60 days, create a budget, and set specific financial goals.
• Enroll in an online financial study, facilitate a small group, or work with a budget coach.
• Read three chapters from the Bible and 5 pages of a Christian financial book.
• Post your progress daily so you can celebrate your accomplishments.
Though it sounds hard, can you imagine the benefits of doing this for 60 days? Why not try it, then send us your results! If credit card debt prevents you from giving or saving, contact Christian Credit Counselors. They’ll create a debt management plan that will work for you. For more information call the Crown Helpline: 800-722-1976 or visit online at crown.org/ccc.