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Are you taking care of your 401(k)?

Investopedia says more than 80 million workers actively participate in their 401(k)s, holding more than $5 1/2 trillion in assets. When leaving a company, you can do a Rollover and move it to an IRA. If a company folds, a rollover must be completed within sixty days before taxes and penalties are assessed. Qualified advisors can manage this for you. 

Moving to a company with a 401(k) plan? Do a simple transfer. This eliminates broker fees. A cash-out will mean taxes. So, move the money to another investment account to avoid penalties. Keep good records of your 401(k) accounts. The Bible reminds us to stay on top of the details: 

To find free resources to manage your money, visit