Dear Chuck, My wife and I are committed to financially helping our children get college degrees. We’ve graduated two and have three to go. We are not sure a four-year college will work for one of our children and are considering directing him towards a trade. What are your thoughts? Skilled Labor Dear Skilled, […]
Dear Chuck, My husband and I are just got married and are realizing the severity of our debt problems. We both just graduated with student loans, car loans, and some credit card debt. Until this point, we honestly didn’t know we should have been spending our money any differently. It was what everyone did and […]
Debt is something that affects the vast majority of Americans today. In fact, Comet reports that 80.9% of Baby Boomers, 79.9% of Generation X, and 81.5% of Millennials are currently in debt. That’s a lot of people! The adverse effects of debt can be detrimental – it can greatly harm your physical, mental, spiritual, relational, […]
Dear Chuck, We have a son graduating high school this year and are trying to make plans for his college years. While he’s done an excellent job applying for and receiving scholarships, taking AP classes, and CLEP exams, we will still have to take out student loans. My question is who should take out the […]
Dear Chuck, I have 2 daughters that are only 2 years apart that are still in elementary school, but I’m concerned about the cost of college. When is the best time to start saving, and can you explain education savings accounts? I am thinking this is the way I want to help them get their […]
In today’s rapidly changing environment, it has becoming increasingly important to stay competitive by adding value to your company. Since a greater percentage of the workforce have college degrees, higher education has become less of an option and more of a necessity for many fields. A major paradigm shift in the workplace is that employers […]
Life is so simplistic in our youth. Of course, we don’t realize it at the time. It is methodically organized by semesters and terms with an easy-to-follow routine from dawn to dusk. We are given pre-planned coursework and told if we follow the plan, it will result in a degree (high school and college). This […]
It’s been said that paying off debt is like eating an elephant – it can only be done one bite at a time. But getting started can seem daunting and overwhelming. Knowing how to take the first bite can prevent many from starting altogether. Of all the people I know who have gotten out of […]
A degree is simply the springboard of steps toward a career that ultimately glorifies God. Settling into a career is often a journey, not the direct result of a particular major. One job leads to another and God opens doors. Bob Dickie, Crown’s President and author of Love Your Work, explains that, “We don’t have […]
I have four sons who have all attended, or are attending, college. Higher education is expensive!! College may not be for everyone, but unfortunately, most Americans have taken on debt to pay for school and you may be one of those with outstanding loans. In 2016, the average student graduated owing more than $37,000. This […]