One thing you can count on in life is that the unexpected will arise. Sometimes it’s in ways you could have imagined, but sometimes it manifests in ways that catch you completely off guard. Unforeseen Medical Expenses Most of us don’t plan on serious illness or injury. And who has really prepared for possibility of […]
I remember the story a man shared with me years ago, about what he called God’s “answer to prayer”. While he was away on a trip, this man’s car had been seriously damaged in an airport parking lot. Unfortunately, the driver who did the damage didn’t leave a note, and the man whose car was […]
In the wake of devastating natural disasters across the United States, we are reminded of the importance equipping individuals with accurate and timely information. From Hurricane Harvey, to the fires in the Northwest, to Hurricane Irma, we have experienced an avalanche of destruction across the nation. Power outages, destroyed homes, lost belongings, displaced families, and […]
[vc_row type=”in_container” full_screen_row_position=”middle” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_column_text] Dear Chuck, A gentleman at work confided in me of his desire to file for a “Medicaid divorce” due to his wife’s mounting medical bills. Is that biblical? Is there a different solution? Need Counsel to Counsel Dear Need […]
Of the over 60% of Americans that have life insurance, almost half of them don’t have sufficient coverage. Where you would fall? Do you know? Life insurance is sometimes a hard topic to discuss, and can come with many complicated options. It’s hard to choose what kind of policy is best for you, because there […]
Dear Chuck, My wife and I have been renting for five years and want to buy a home. Could you share any tips so we can make a wise decision? Hopeful Homeowner Dear Hopeful, I commend you for seeking counsel in what’s typically the largest purchase of a lifetime. Assuming you’ve compared the costs […]
Columnist Earl Wilson once said, “Today, there are three kinds of people: the have’s, the have-not’s, and the have-not paid-for-what-they-have’s.” Who are you? There were some shocking statistics recently reported, regarding debt carried by deceased Americans. The credit bureau Experian’s database consists of 220 million consumers, roughly 90% of the adult population in the U.S. […]
If you are 66 years old and someone offered to sell you an annuity with these terms: For $260,000, you will receive back $1,300/month for the rest of your life. Would you take it? Far too many decide for this option without doing the math. David Marotta had an excellent article in Forbes Magazine examining this […]
First, I know a few folks who think life insurance is bad because they see it as a lack of trust in God to provide for their families. I can make a case to the contrary; I think it is good planning to take advantage of this tool to care for your family’s needs. So […]
Ann and I have 4 boys. Three have passed the monumental age of 16 without getting their coveted driver’s license. Yes, my wife and I delayed this process due to concerns for their safety with teen crash rates soaring higher than any other age group. But there is also a financial consideration. Did you know […]