Tag Archives for " Fraud "

Ask Chuck: Will Closing My Credit Cards Ruin My Credit Score?

Ask Chuck: Will Closing My Credit Cards Ruin My Score?

Dear Chuck, My husband and I fell on rough times and as a result, ended up with a LOT of credit card debt. We have prayed, worked hard, and paid it down as much as we can but still have some left. Together we have approximately 15 credit card accounts but only two have balances […]

Ask Chuck: What To Do About the Equifax Breach?

4 Ways to Protect Yourself From Fraud

Dear Chuck, This Equifax security breach has me really concerned. What does it mean if I am among the millions who had their information stolen? What should I do to keep my identity safe? Thanks, Looking for the Facts   Dear Looking for the Facts, You have every right to be concerned! Equifax is one […]

Ask Chuck – Funeral Fraud

  Dear Chuck, An acquaintance at work recently shared the trauma a close friend experienced planning a sudden funeral then discovering criminals had accessed his deceased family member’s bank accounts. How can we protect ourselves and prepare for the inevitable? Concerned   Dear Concerned, It’s hard to believe, but there are scammers who prey on […]

What You Need to Know About Being Threatened by a Debt Collector

The Consumer Financial Protection Bureau recently reported than 1 in 4 consumers felt threatened when contacted by debt collectors. They experience collectors calling too often, at odd hours, and warnings of jail time and other frightening threats. Some were being hounded for debts they did not even owe! Many complained that the collectors ignored requests […]

If You Are Buying A Car, Don’t Do This

British comedian John Oliver recently took aim at the rampant rip-off that currently takes place in the auto-lending sector with BUY HERE – PAY HERE loans. These are loans that make it easy to purchase a car on credit but with high interest rates and severe penalties for missing a payment or default.  These are […]

NEVER Take Out This Kind of Loan

Originally posted at Christian Post August 26, 2016. Dear Chuck,  What is your view of payday lending? It seems like Crown would have some insight on the perils of such loans and whether there are alternative ways to secure a “small-dollar loan” such as through church lending clubs, or some other means. Considering my options Dear Considering, […]