Tag Archives for " Emergency Savings Fund "

Ask Chuck: Filling a Void with Material Things

Dear Chuck, Amazon Prime day just recently took place, and I found lots of great deals. Many of my friends took to social media to share great sales they found, and it was well-talked about at work for several days. While big sales like this can be great for saving us money, I actually was […]

5 Tips For Frugal Living

Have you ever met someone who seems to always be able to turn nothing into something? We all know that thrifty person who is able to save money in any situation. Being frugal with your money is something that can help you to maximize your income and potentially improve your financial situation. Trying to find […]

3 Ways To Quit Neglecting Your Savings Account

Looking ahead to the future is an important, but often scary, thing to do, especially when it comes to your finances. The best way to prepare for the future and give yourself financial margin is to establish a healthy savings account. Not only will it help to ensure that you have cash to cover expenses, […]

Ask Chuck: How to Be Financially Prepared for a Surprise Pregnancy

Dear Chuck, My husband and I just got married 4 months ago and got pregnant pretty quickly after our wedding. While we are so excited about becoming parents, the pregnancy was unexpected and now we are trying to build our financial lives together and prepare for a child. Any advice on how to save fast […]

Ask Chuck: Getting On The Same Page As Unbelieving Spouse

Dear Chuck, I’m having a difficult time getting my husband on the same page to stop accruing debt and begin to pay it off. We have both read money help books and I am ready for financial freedom, but he is resistant to sticking to a budget. I tithe faithfully and would love to give […]

3 Steps to Develop a Savings Mindset

Have you ever been skiing? I remember teaching each of my 4 sons how to ski. Just getting them all dressed, bundled up, and in their ski boots was enough of a workout for an entire day, but then we actually had to get on the mountain. I’m not sure they could put their arms […]

3 Steps to Start a Savings Fund

Do you have $1,000 in a savings account that you could access right now? Most Americans (70%) don’t. In fact, six out of 10 Americans couldn’t even access $500 in an emergency. And 34% of Americans said they don’t have any savings…at all. A lack of savings is the #1 reason people accumulate debt – because […]

5 Financial Tips for Newlyweds

My wife, Ann, and I got married at Christmas our senior year in college. This year we will celebrate 39 years of marriage! Unfortunately, it took us 21 years before we were on the same page financially. A Crown Study was what finally got us on the same page about our money in 1999. There is […]

1 Fun Way to Boost Your Savings

People around the world desire to save money for a variety of things like a car, college, wedding, house, vacation, adoption, or to pay off debt. Marie Franklin decided to get serious about saving. Taking the theory of paying herself first she saved every $5 bill that she encountered. And, over a period of 12 […]

5 Tips to Save $1,000

My challenge to you is to escape the trap that nearly 70% of Americans are in: Living with less than $1,000 in savings! Here are a few more tips to find that $1,000 and put it away for future emergencies. Cut cable. I have friends who spend more than $100 per month for their cable […]