Hey Chuck, I read more and more people pushing for Universal Basic Income (UBI)? This sounds cool but so does a free condo on the beach. First, what is it? More importantly, is it really a good thing? Interested in UBI Thanks for your important and timely question. UBI is being talked about heavily among […]
Dear Chuck, I read that America has dangerous levels of federal debt but also read that it really doesn’t matter. Which is it? And what should I do about it? Worried Taxpayer Dear Worried, America’s federal debt has recently swelled to twenty-two trillion dollars. Those are numbers that were once used only in the […]
Dear Chuck, Doesn’t the Bible say we should protect the environment? Are we going to have to give in to centralized government controls to preserve our natural resources? This “Green New Deal” has me nervous. Ms. Green Dear Ms. Green, There is a lot in your question so let’s take the issues in order. […]
Dear Chuck, My husband and I would love to buy a home before our second child is born next spring. We are seriously considering a subprime loan since we don’t have a down payment. We have a few years left on our student loans and a car payment. We’ve been told that renting is like […]
Dear Chuck, I’ve been wondering lately what the balance is between being a good citizen and a good steward. I want to be a good citizen and buy American-made products. But I also want to be a good steward and find the lowest cost for products. Does “buying American” really matter in today’s economy? Patriotic […]
Are you an investor? The U.S. stock market has grabbed everyone’s attention since volatility began to increase after a full year of uninterrupted growth in 2017. With so many people having some stake in the market, it is no wonder that it has been making the financial headlines lately. Recent surveys indicate that about 45% […]
Dear Chuck, Amazon seems to have taken over the world! Their dominating presence makes me a little nervous…but I still love my free 2-day shipping from Prime. Are there any alternatives out there that I should know about? I feel like I can save money shopping from Amazon and the free shipping is always a […]
It can be an awkward conversation. You don’t want to come across the wrong way, but also feel strongly that the ask is important. For many employees, asking for a raise is a confusing and intimidating process. Fear or insecurity can get the best of even the most confident employees. And is it even biblical? […]
Life is so simplistic in our youth. Of course, we don’t realize it at the time. It is methodically organized by semesters and terms with an easy-to-follow routine from dawn to dusk. We are given pre-planned coursework and told if we follow the plan, it will result in a degree (high school and college). This […]
In the wake of devastating natural disasters across the United States, we are reminded of the importance equipping individuals with accurate and timely information. From Hurricane Harvey, to the fires in the Northwest, to Hurricane Irma, we have experienced an avalanche of destruction across the nation. Power outages, destroyed homes, lost belongings, displaced families, and […]