Ask Chuck: One or Many Credit Cards?
Dear Chuck, My spouse thinks we need another credit card. We’ve been getting by just fine with one. Who do you agree with? Divided Over Credit Cards Dear Divided Over Credit Cards, It is not wise to step into the middle of a dispute without hearing both sides. So my first reaction is to […]
Ask Chuck: Financial Advice for Lifelong Singles
Dear Chuck, Many of my single friends (divorced, widowed, and lifelong singles) are struggling to make ends meet. Is there an approach to managing money for those who are single and may never marry? Advice for Lifelong Singles Dear Advice for Lifelong Singles, Thank you for the question. This is a very important trend […]
Ask Chuck: Rising Costs of Childcare
Dear Chuck, I am a single parent trying to manage life on a limited budget. I am extremely fearful about being unable to provide for my two children with the high cost of everything. I have a decent job, but I need to figure out how to afford childcare! It is getting crazy. Stressed Single […]
Ask Chuck: How Do I Get Financial Freedom?
Dear Chuck, I hear you say spend less than you earn. I’ve tried, but I can’t. I really want financial freedom, but how do I get it when I don’t make enough money? Seeking Financial Freedom Dear Seeking Financial Freedom, I am sorry for the pain you are experiencing. The reason I emphasize the […]
Ask Chuck: Help Reaching Our Financial Goals Together
Dear Chuck, My wife and I are not consistently managing our money well. We are united to eliminate debt so that we can give, save, and invest more. I am looking for tips for the two of us. Getting on Track Together Dear Getting On Track Together, Your goals are great and in the […]
Ask Chuck: Is the American Economy Doomed?
Dear Chuck, I’m concerned about our economy tanking. Larry Burkett wrote a lot about our national debt and out-of-control federal spending that would likely lead to hyperinflation. Where do you think our economy is headed? Trying to Understand the Times Dear Trying to Understand the Times, Only God knows the answer to your question, […]
Ask Chuck: How to Budget for the Dangers of Inflation
Dear Chuck, We tried to live on a budget when we first got married but didn’t stick with it. Now that we have children and are feeling the pain of rising gasoline and groceries, etc, etc., we need to get disciplined with money! Can you help us? Budgeting for Inflation Dear Budgeting for Inflation, […]
Ask Chuck: A Simple, Effective Financial Plan
Dear Chuck, I began participating in my company’s 401K when starting my first job out of college last year. I know I should be giving and setting aside funds for emergencies, too. But where should I start? Novice with Money Dear Novice with Money, It’s refreshing to hear from someone your age who’s already […]
Ask Chuck: Do I Need Title Lock Insurance?
Dear Chuck, My spouse believes we need to protect our home with a title lock. I disagree but agreed to check around. We have title insurance, so do we really need a title lock? Title Lock or Title Insurance? Dear Title Lock or Title Insurance, This is a complicated but important question that impacts […]
Ask Chuck: Medical Debt Has Me Panicked!
Dear Chuck, I am stunned at the rising cost of our medical bills. It’s the first time in our lives that we haven’t been able to cover them within a month. We are now on a payment plan and are praying we don’t need to see a doctor again for some time! If you have […]
