Category Archives for "Emergency Savings Fund"

Ask Chuck: How to Build Emergency Savings

Dear Chuck, I make a good salary but am unable to build my emergency savings beyond $1,000. It seems like unexpected things always prevent me from putting more away. My goal is to have 3 months set aside. Any tips? Living on the Edge   Dear Living on the Edge,   Well first, congratulations on saving […]

Ask Chuck: Filling a Void with Material Things

Dear Chuck, Amazon Prime day just recently took place, and I found lots of great deals. Many of my friends took to social media to share great sales they found, and it was well-talked about at work for several days. While big sales like this can be great for saving us money, I actually was […]

Ask Chuck: How to Be Financially Prepared for a Surprise Pregnancy

Dear Chuck, My husband and I just got married 4 months ago and got pregnant pretty quickly after our wedding. While we are so excited about becoming parents, the pregnancy was unexpected and now we are trying to build our financial lives together and prepare for a child. Any advice on how to save fast […]

13 Money-Saving Hacks

13 money-saving hacks

Saving is biblical; God wants us to be savers! He wants us to have the resources we need to take care of our families and others. He also wants us to be in a position to serve Him so that He will be made known and honored. Saving does not represent a lack of faith, […]

3 Steps to Develop a Savings Mindset

Have you ever been skiing? I remember teaching each of my 4 sons how to ski. Just getting them all dressed, bundled up, and in their ski boots was enough of a workout for an entire day, but then we actually had to get on the mountain. I’m not sure they could put their arms […]

4 Ways to “Unstuck” Your Finances

Have you been waiting to make a budget until you make just a little more money? Maybe you have good intentions to start saving for retirement, but it just hasn’t happened yet. Debt has a way of accumulating quickly while we work to develop a plan to pay it off. Can you identify with any […]

10 Ways to Save $1,000 by Christmas

[vc_row type=”in_container” full_screen_row_position=”middle” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_column_text]Christmas may still seem far away – for most, school is back in session, the leaves haven’t started changing yet, and it’s still so hot outside, just the thought of a fireplace and hot chocolate makes you sweat.   […]

3 Steps to Start a Savings Fund

Do you have $1,000 in a savings account that you could access right now? Most Americans (70%) don’t. In fact, six out of 10 Americans couldn’t even access $500 in an emergency. And 34% of Americans said they don’t have any savings…at all. A lack of savings is the #1 reason people accumulate debt – because […]

Can You Pay for Unexpected Expenses Without Debt?

Jill Cornfield at Bankrate.com says the most common surprise expenses are related to vehicles, appliances, home-repairs, injury or illness. Unfortunately, nearly 6 in 10 Americans don’t have enough savings to cover an unexpected bill of $500. This is a problem across our nation. When people pay with a credit card, the original expense can grow […]

Church vs. Credit Cards

Originally posted on the Christian Post on February 3.   Dear Chuck, I need some help. I am a 50 year-old widow with a teenager at home, and I’m using credit cards to survive, drowning in late fees. I am over extended and miserable. My income cannot support my obligations so I decided to find […]