Category Archives for "Home & Mortgage"

Ask Chuck: How Can I Save Money on Energy Bills?

Dear Chuck, It is already cccccold where I live. My heating bills are getting painful. Any tips to save money this winter?  Bracing for the Winter Bills    Dear Bracing for the Winter Bills,  Unfortunately, we all need to be prepared to pay more to heat our homes in the coming months, regardless of the […]

Ask Chuck: Should I Retire with a Mortgage?

Dear Chuck, Is it wrong to carry a mortgage in retirement? We are both preparing to retire but have 20 years left on our home mortgage.  Senior Mortgage Concerns    Dear Senior Mortgage Concerns,  My general response is to recommend that you (and everyone else) get completely out of debt before you retire. This verse […]

Ask Chuck: Beware of Bidding Above Asking Price for a Home

Dear Chuck, We’re trying to buy a house, and our realtor suggests we sign an “Appraisal GAP” clause in our offer that is above the asking price. Should we do it?  First-Time Homebuyers   Dear First-Time Homebuyers,  For some, it is a crazy real estate market right now! A member of our staff is trying […]

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