Category Archives for "Cars"

Ask Chuck: Is Now the Time to Buy a Car?

Dear Chuck, Should I buy a used car now? I’ve been told to just buy new, but I don’t want a car payment.  Needing Transportation   Dear Needing Transportation, My perspective is that neither is a good option right now. I suggest you try to hold off until market conditions change. Some context will help. […]

How To Reduce Financial Stress

With many things causing stress in today’s world, here is a short list of financial practices that will reduce your stress, make managing your money simpler, and generally improve your quality of life. 1. Spend less than you earn. It sounds easy, but this is too often our greatest financial challenge. The vast majority of people that […]

Ask Chuck: When Should I Buy a New Car?

Dear Chuck,  I want to replace my mother’s clunker and am considering financing a new one. My father died unexpectedly and I want her to hold onto what little savings she has. What would you do? Taking Care of Mom   Dear Taking Care of Mom,  It is wonderful that you are helping your mom. […]

7 Rules for True Riches

Most of the financial principles I live by I learned because I was doing it all wrong. For the majority of my young adult life, and well into my marriage, I was focused on all the wrong things. Being a success in the eyes of the world was the most important thing to me. I […]

3 Little Things That Are Wrecking Your Budget

3 Little Things That Are Wrecking Your Budget

Benjamin Franklin said, “Beware of little expenses; a small leak will sink a great ship.” Does this describe your finances? More often than not, budgets are wrecked or debt is accumulated by little things. Sure, those big surprise expenses also strain our finances, but we can probably credit smaller, sneaky expenses for doing the real […]

5 Mistakes That Lead to Debt

5 Mistakes that lead to debt

Have you ever thought about what causes debt? Most people who have accumulated debt didn’t do so on purpose. It’s usually because of a series of small mistakes, one huge accident, or an assumption that “this is just the way it’s done”. But underneath all those causes are deeper, hidden problems. Paying off debt or […]

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