Category Archives for "The Envelope System"

Ask Chuck: Preparing for Another Pandemic?

Dear Chuck, I wasn’t ready for the pandemic. My health has been fine but my finances have not. How can I get ready if we are faced with another crisis? Prepping for Another Pandemic   Dear Prepping,  I am sorry you were not ready for the pandemic but I am grateful that your health is […]

5 Simple Things That Can Have a Big Impact on Your Finances

Have you ever made a little decision that resulted in a BIG impact? I know I have. In 2015 I decided to drink water only for the entire year.  Yes, that’s right…no coffee, tea, juice, soda, smoothies or lattes. Nothing but H2O!  For full disclosure, I made it the entire 365 days, and felt so […]

How to Use the Envelope System

The fundamentals of budgeting are simple – know where your money is going so it serves you, not the other way around. When you have your finances in order, you are better able to be used by God to accomplish great things for the Kingdom, and keeping a budget is the best way to do […]

How to Make a Budget

Did you know that tracking your spending and creating a budget can be freeing and actually bring peace? A budget empowers you to know exactly where your money is going and helps you reach your financial goals. When you use a budget, your money starts working for you, not the other way around. Contrary to […]

3 Ways Pride is Killing Your Budget (And How to Stop It)

Andrew Murray said, “Pride must die in you, or nothing of heaven can live in you.” Pride is a spiritual stronghold; a tool of the enemy used to set itself up against the knowledge of God. It controls, it entangles, and renders believers ineffective in their witness. Beth Moore addressed it in her book, Praying God’s […]

8 Indicators of a Shopaholic

All of us have probably purchased something we didn’t need. But, do you know why? Lauren Greutman, gives reasons in an article she wrote for the Huffington Post. Here are a few she discovered, with my solutions to the problem. You want to impress people. Solution: Find your true identity in Christ. Greed and pride […]

How Cash Can Save You Money

Yahoo Finance recently reported that paying with cash helps you save and gives you more joy. Avni Sha, a professor at the University of Toronto Scarborough, studied the effect of paying with cash and says it does indeed make us more frugal and adds positive emotion to transactions. Further, it potentially promotes repeat business. Cash […]

Click here for free resources to navigate the financial affects of COVID-19