Category Archives for "Get Out of Debt"

Ask Chuck: 3 Steps to Pay Off Christmas Debt

Ask Chuck paying off christmas debt 2

Dear Chuck, Well, we went a little crazy this Christmas…the kids all love their presents but my husband and I are realizing how much we really spent. Our credit card statement hasn’t come in yet but I know we are going to be in for a rude awakening. What can we do to start paying […]

Ask Chuck: Debt Consolidation vs Debt Settlement

Ask Chuck Debt Consolidation vs Debt Settlement

Dear Chuck, My wife and I are working really hard to get out of debt. We are overwhelmed with 5 credit cards, 2 car loans, student loans for both of us, a mortgage, and furniture that we financed. We now clearly see the mistakes we made and the dangers debt can present. I’ve been doing […]

Ask Chuck: The Truth About Debt

Ask Chuck The Truth About Debt

Dear Chuck, My husband and I are just got married and are realizing the severity of our debt problems. We both just graduated with student loans, car loans, and some credit card debt. Until this point, we honestly didn’t know we should have been spending our money any differently. It was what everyone did and […]

Debt Snowball vs. Debt Avalanche: What’s The Best Method To Pay Off My Debt?

Debt is something that affects the vast majority of Americans today. In fact, Comet reports that 80.9% of Baby Boomers, 79.9% of Generation X, and 81.5% of Millennials are currently in debt. That’s a lot of people! The adverse effects of debt can be detrimental – it can greatly harm your physical, mental, spiritual, relational, […]

7 Ways to Reset Your Finances

7 ways to reset your finances

Ever feel like you just hit a wall with your finances? The truth is, no matter how disciplined you are, sometimes we all need to hit reset with our finances. Spring is a season of order, renewal. The longer days, more sunshine, and collective attitude to clean motivates us to make improvements in many areas […]

What Your Debt is Really Costing You (And How to Get Out)

It’s been said that paying off debt is like eating an elephant – it can only be done one bite at a time. Starting the process of becoming debt-free can be overwhelming, and not knowing how or where to start can prevent many people from starting altogether.   But paying off debt, and doing so […]

The #1 Debt-Payoff Tool

God’s word encourages us to live debt-free lives – Romans 13:8 says that we should not leave any debt outstanding, and Proverbs 22:7 reminds us that borrowing makes us like slaves to our lenders. His word is also clear that when we borrow, we are responsible to repay every cent. But when it comes to […]

4 Ways to “Unstuck” Your Finances

Have you been waiting to make a budget until you make just a little more money? Maybe you have good intentions to start saving for retirement, but it just hasn’t happened yet. Debt has a way of accumulating quickly while we work to develop a plan to pay it off. Can you identify with any […]

5 Mistakes That Lead to Debt

5 Mistakes that lead to debt

Have you ever thought about what causes debt? Most people who have accumulated debt didn’t do so on purpose. It’s usually because of a series of small mistakes, one huge accident, or an assumption that “this is just the way it’s done”. But underneath all those causes are deeper, hidden problems. Paying off debt or […]

How To Use a Credit Card…The Right Way

You may be surprised by this, but I carry a credit card. Many people ask my why I would endorse using a credit card because so many have been led to believe they’re evil and only lead to destruction. I see it this way: credit cards, just like any other form of currency, are neither […]

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