Ask Chuck: Struggling Newlyweds
Dear Chuck, My wife and I are newlyweds and struggling to spend less than we earn. Our parents agreed to help us until our first anniversary which is in February. To prepare for that date, we need help now. Spending Stress Dear Spending Stress, This has been a challenging time for many couples especially […]
How To Reduce Financial Stress
With many things causing stress in today’s world, here is a short list of financial practices that will reduce your stress, make managing your money simpler, and generally improve your quality of life. 1. Spend less than you earn. It sounds easy, but this is too often our greatest financial challenge. The vast majority of people that […]
Financial Inequality and God’s Economic Cycles
America’s tragic history of injustice towards minority groups has created a wealth gap that needs to be addressed and specific efforts need to be made to close it. Not through redistribution programs, but by following a Biblical plan that does not depend on government intervention, but rather, personal initiative. God created a system, which if […]
Ask Chuck: Preparing for Another Pandemic?
Dear Chuck, I wasn’t ready for the pandemic. My health has been fine but my finances have not. How can I get ready if we are faced with another crisis? Prepping for Another Pandemic Dear Prepping, I am sorry you were not ready for the pandemic but I am grateful that your health is […]
“Cash is King!” and Other Bad Financial Advice
“Cash is King!” is a popular financial phrase used to describe the strength of adequate cash flow or cash reserves particularly during a crisis or downturn. It sounds good to the ears, is memorable and easy to believe, but it is not true. I happen to own a 100 Trillion-dollar bill. That is a one […]
Money-Saving Tips for the COVID-19 Pandemic from your Crown Staff
The Crown team makes it a priority to “practice what we preach”. During this pandemic, as we recommend to cut back your living expenses by 25% for the next 90 days, we’ve made a list for you of the ways we’re doing that ourselves. There are some natural savings that happen when you follow social […]
Ask Chuck: The Bible, Money, and Love
Dear Chuck, I’m growing weary of our society’s overuse (and misuse) of the word love. I hear and see it in advertising, on social media and in conversations. If the first and greatest commandment is to love the Lord our God, it appears we’ve confused our priorities. It appears we love money more than Him […]
Ask Chuck: How to Build Emergency Savings
Dear Chuck, I make a good salary but am unable to build my emergency savings beyond $1,000. It seems like unexpected things always prevent me from putting more away. My goal is to have 3 months set aside. Any tips? Living on the Edge Dear Living on the Edge, Well first, congratulations on saving […]
Ask Chuck: Stewardship Through The Generations
Dear Chuck, I’m concerned about young couples I know who rely heavily upon credit cards. They appear to have no concern for the future. I don’t sense a desire to be good stewards in their approach to finances. Concerned Boomer Dear Concerned Boomer, It is not only a perceived concern but a real one […]
Ask Chuck: 9 Steps to Transform Your Finances
Dear Chuck, When I listen to stories my grandparents tell of the hardships they endured and the sacrifices they and their parents made to provide and get ahead, I wonder if we have handicapped ourselves in our reliance on debt, the government, church benevolence, etc. I understand the need in emergency situations, but I’m concerned […]