Ask Chuck: Getting Debt Free
Dear Chuck, I am working hard to be better with money. What’s your best tip for getting out of debt? Debt Free in Three Dear Debt Free in Three, I am excited that you have a goal to be debt free. I am hoping that your phrase “debt free in three” is a three […]
Ask Chuck: How Can I Disaster Proof My Finances?
Dear Chuck, I have several friends who are in deep financial trouble in the early years of their marriage. I want to avoid the stress they’re experiencing. Do you have any helpful tips so that I can guard my home and marriage? Avoiding Disaster Dear Avoiding Disaster, Being under constant financial stress is terrible […]
Ask Chuck: Credit for Kids?
Dear Chuck, My 13-year-old wants a credit card since her best friend has one. Seems young to me. Would you say yes or no? Credit for Kids? Dear Credit for Kids, My first reaction is, no! However, it has some potential upside, so let’s vet this a little closer. Far too many young people […]
Ask Chuck: Coping With Economic Anxiety
Dear Chuck, I don’t think I have ever felt more uncertain about America’s economic future than I do now. Do you see any light at the end of the tunnel? My anxiety levels are growing! Anxious American Dear Anxious American, Your question prompted me to see if there was some measurement of the sense […]
Ask Chuck: 5 Steps To Improve Your Finances This New Year
Dear Chuck, Covid set me back financially this year. As a result, we’re having a very frugal Christmas. Can you offer any tips on setting financial goals for next year? I want to be better prepared for what may lie ahead! Getting Ready for 2021 Dear Getting Ready, I am so sorry for the […]
Ask Chuck: Christmas Shopping on a Budget
Dear Chuck, Money is tight for Christmas this year. Any tips for shopping Black Friday and Cyber Monday sales? Looking for Deals Dear Looking for Deals, You can search for articles pointing you to the “best deals” on Black Friday or Cyber Monday, but be aware that many of those articles are really just […]
Ask Chuck: Preparing for Negative Interest Rates
Dear Chuck, Are we headed towards negative interest rates? If so, how in the world do I prepare for that? Rates Below Zero? Dear Rates Below Zero, This is a great but very challenging question. With our federal funds rate (the cost for our banks and financial institutions to borrow money) essentially at zero […]
Why Getting Out of Debt May Be Overrated
Are you in debt? Do you feel guilty about being in debt? Most Christians probably know it is best to be debt-free. In fact, it has been so popularized as a goal for Christians that it may be overshadowing other more important Biblical financial principles. Having studied the Bible to understand what God says about […]
Ask Chuck: What to Know Before Investing
Dear Chuck, I’m trying to teach my children/grandchildren some basic financial principles. Any tips I could pass on in regards to investing? Motivated Grandmother Dear Motivated Grandmother, What a blessing for your family that you want to help them get better with their finances. It will not only help them for the here and […]
Ask Chuck: Second Stimulus Check?
Dear Chuck, The government is talking about a second round of stimulus money – is it real? What should I do with it? Watching for Money in the Mailbox Dear Watching for Money in the Mailbox, You are correct; the government is discussing the passing of another stimulus package. The Republican Party offered a […]
