Category Archives for "Debt"

Ask Chuck: Fasting for Financial Breakthrough

Dear Chuck, I am seriously worried about our finances. We are struggling to keep up, even with two incomes. We need God’s intervention!   Desperate for Hope   Dear Desperate for Hope, Inflation is on everyone’s mind. There is pain at the gas pump, pain in the grocery aisles, pain in the car markets, pain […]

Ask Chuck: Should I Retire with a Mortgage?

Dear Chuck, Is it wrong to carry a mortgage in retirement? We are both preparing to retire but have 20 years left on our home mortgage.  Senior Mortgage Concerns    Dear Senior Mortgage Concerns,  My general response is to recommend that you (and everyone else) get completely out of debt before you retire. This verse […]

Ask Chuck: Beware of Bidding Above Asking Price for a Home

Dear Chuck, We’re trying to buy a house, and our realtor suggests we sign an “Appraisal GAP” clause in our offer that is above the asking price. Should we do it?  First-Time Homebuyers   Dear First-Time Homebuyers,  For some, it is a crazy real estate market right now! A member of our staff is trying […]

Ask Chuck: Giving to Eliminate the After-Christmas Blues

Dear Chuck, I have the After-Christmas Blues. My joy gets packed away with all the Christmas decorations. How can I carry the joy of Christmas into next year? After-Christmas Blues    Dear After-Christmas Blues,  It is not uncommon for people to experience depressing thoughts after Christmas. Not only are the beautiful decorations packed away but […]

Ask Chuck: Help My Financial Anxiety!

Dear Chuck, My husband and I are both working adults. With 3 kids at home and trying to care for some extended family here and abroad, I am increasingly struggling with financial anxiety. Now the holiday pressures are making it worse. Please help me deal with this!  Family Financial Stress   Dear Family Financial Stress, […]

Ask Chuck: Christmas Shopping on a Budget

Dear Chuck, Money is tight for Christmas this year. Any tips for shopping Black Friday and Cyber Monday sales? Looking for Deals    Dear Looking for Deals,  You can search for articles pointing you to the “best deals” on Black Friday or Cyber Monday, but be aware that many of those articles are really just […]

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