Category Archives for "Debt"

Ask Chuck: Will Social Security Go Broke?

Dear Chuck, I’m a recent college graduate with my first “real” job. With that comes paying into the Social Security System. My concern is whether or not there will be funds for me someday, especially in light of the recent deficit report.   Worried Millennial   Dear Worried Millennial,  First, I am impressed with a number […]

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Ask Chuck: Financing Fixer Upper Fever

Dear Chuck, I need your advice. My husband thinks we should get an installment loan to update our home. Although we can do a lot of the labor ourselves, we need materials, tools, and some professional labor to get what we both want. I would rather save for a year, but he has time in […]

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Ask Chuck: When Should I Buy a New Car?

Dear Chuck,  I want to replace my mother’s clunker and am considering financing a new one. My father died unexpectedly and I want her to hold onto what little savings she has. What would you do? Taking Care of Mom   Dear Taking Care of Mom,  It is wonderful that you are helping your mom. […]

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Ask Chuck: Should I Tithe on My Retirement Accounts?

Dear Chuck, I’ve been socking away money in a 401(k) account for years. I’ve tried to live like the ant in Proverbs. I have no plans to retire any time soon, but I may take some of the money to pay off credit card debts that accumulated during my wife’s health issues. I want to […]

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Ask Chuck: How to Give and Save on a Budget

Dear Chuck, Giving is a problem for me. I’m playing catch-up for retirement and fear that giving will prevent my having enough for the future. How can I balance my desire to give with my need to be saving more?  In a Conundrum    Dear In a Conundrum,  Many American Christians find themselves in a […]

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Ask Chuck: Recovering From Overwhelming Medical Debt

Dear Chuck, Our medical bills are huge this year. We chose a high deductible to keep our monthly insurance payments down. But, we never dreamed we would experience this! Between ambulance rides, emergency rooms, hospitals, doctors, medications, and therapy, the bills are catastrophic. We need hope and light at the end of this dark tunnel. […]

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Ask Chuck: 9 Steps to Transform Your Finances

Dear Chuck, When I listen to stories my grandparents tell of the hardships they endured and the sacrifices they and their parents made to provide and get ahead, I wonder if we have handicapped ourselves in our reliance on debt, the government, church benevolence, etc. I understand the need in emergency situations, but I’m concerned […]

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Ask Chuck: Financial Concerns for Elderly Parents

Dear Chuck, I don’t know how my parents are going to afford to live their projected lifespan. If they are concerned, they sure don’t live like it. I’m saving and investing as much as I can, but I’m not sure I could adequately come to their rescue. Need Hope Dear Hope, I understand your concern. […]

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