Ask Chuck: Help with A Family Moocher
Dear Chuck, Our 28-year-old niece moved in with our family several years ago. At the time, we thought it would be a temporary solution to help her get on her feet. She works full-time. We assumed she would help pay bills and do some chores. She does not. We have tried to serve her well […]
Ask Chuck: Fasting for Financial Breakthrough
Dear Chuck, I am seriously worried about our finances. We are struggling to keep up, even with two incomes. We need God’s intervention! Desperate for Hope Dear Desperate for Hope, Inflation is on everyone’s mind. There is pain at the gas pump, pain in the grocery aisles, pain in the car markets, pain […]
Ask Chuck: Should I Retire with a Mortgage?
Dear Chuck, Is it wrong to carry a mortgage in retirement? We are both preparing to retire but have 20 years left on our home mortgage. Senior Mortgage Concerns Dear Senior Mortgage Concerns, My general response is to recommend that you (and everyone else) get completely out of debt before you retire. This verse […]
Ask Chuck: Beware of Bidding Above Asking Price for a Home
Dear Chuck, We’re trying to buy a house, and our realtor suggests we sign an “Appraisal GAP” clause in our offer that is above the asking price. Should we do it? First-Time Homebuyers Dear First-Time Homebuyers, For some, it is a crazy real estate market right now! A member of our staff is trying […]
Ask Chuck: Single And Ready to Buy a House
Dear Chuck, I’m single and have saved enough money to buy a house and have a sizable emergency fund for any surprise repairs. Do you consider this a good time to enter the real estate market? Single Home Buyer Dear Single Home Buyer, Reuters released an article on February 24th on the rise of […]
Ask Chuck: Help Me Get Our Spending Under Control
Dear Chuck, We have to cut our spending this year, but I really don’t know where to begin. When I bring up the subject, my spouse always has an excuse. If we don’t get things under control, we are going to face eviction from our landlord. Cash Crunch Dear Cash Crunch, I’m so glad […]
Ask Chuck: Drive One Car So We Can Buy a House?
Dear Chuck, My wife and I are aggressively saving for a down payment on a house. We’ve toyed with the idea of selling one of our two cars. Is that too radical? First-Time Homebuyers Dear First-Time Homebuyers, This is a great question. Because of the inflationary market we are in right now, it is […]
Ask Chuck: Giving to Eliminate the After-Christmas Blues
Dear Chuck, I have the After-Christmas Blues. My joy gets packed away with all the Christmas decorations. How can I carry the joy of Christmas into next year? After-Christmas Blues Dear After-Christmas Blues, It is not uncommon for people to experience depressing thoughts after Christmas. Not only are the beautiful decorations packed away but […]
Ask Chuck: Help My Financial Anxiety!
Dear Chuck, My husband and I are both working adults. With 3 kids at home and trying to care for some extended family here and abroad, I am increasingly struggling with financial anxiety. Now the holiday pressures are making it worse. Please help me deal with this! Family Financial Stress Dear Family Financial Stress, […]
Ask Chuck: Christmas Shopping on a Budget
Dear Chuck, Money is tight for Christmas this year. Any tips for shopping Black Friday and Cyber Monday sales? Looking for Deals Dear Looking for Deals, You can search for articles pointing you to the “best deals” on Black Friday or Cyber Monday, but be aware that many of those articles are really just […]
