Ask Chuck: Help Me Save More Money!
Dear Chuck, I know I’m supposed to save, but I really don’t know how I can or even why I can’t seem to make progress! No Savings Dear No Savings, Well, you are not alone. Saving money is becoming a bigger and bigger challenge for many. According to MarketWatch, nearly one-in-five Americans saved […]
Ask Chuck: Tax Refunds Expected to Be Lower
Dear Chuck, We usually pay down Christmas debt with our tax refund, but I am worried we will not get as much back this year. What can we expect? Waiting for Our Tax Refund Dear Waiting for Our Tax Refund, You are correct; changes to the tax laws are underway, so resetting expectations for […]
Ask Chuck: Best Financial Moves for the New Year
Dear Chuck, We want to start the New Year right when it comes to our finances. Beyond a “get out of debt” resolution, what are the best moves to get us on track? Looking for Financial Tips Dear Looking for Financial Tips, My best tip is to practice the simple but powerful act of […]
Ask Chuck: How Do I Manage My Credit Score?
Dear Chuck, We’ve made financial mistakes in the past and want to improve our credit score in the New Year. What steps should we take, and what should we avoid? Managing Our Credit Score Dear Managing Our Credit Score, This is a great goal for the New Year, and it will impact almost every […]
Ask Chuck: Are You Exhausted By Inflation?
Dear Chuck, I am exhausted trying to make it to the end of the month while remaining within my budget. I feel like inflation is robbing me of more than my money. I am losing my joy every day that this continues. Exhausted by Inflation Dear Exhausted by Inflation, I wish I could tell […]
Ask Chuck: How to Get Credit Card Debt Under Control
Dear Chuck, I hate carrying a balance on our credit cards, but I can’t seem to get them under control. I need some help! Carrying Heavy Balances Dear Carrying Heavy Balances, Unfortunately, inflation is harming the financial situation of many Americans. Rising credit card debt is one of the obvious indicators that millions of […]
Ask Chuck: How Can I Save Money on Energy Bills?
Dear Chuck, It is already cccccold where I live. My heating bills are getting painful. Any tips to save money this winter? Bracing for the Winter Bills Dear Bracing for the Winter Bills, Unfortunately, we all need to be prepared to pay more to heat our homes in the coming months, regardless of the […]
Ask Chuck: Are Student Loans a Rip-Off?
Dear Chuck, When students were paying 10% on student loans, we couldn’t get 1% interest on the money we put in savings. It seems like students and families who continue to take these loans are getting ripped off. Would you please address usury? Looks Like Usury to Me Dear Looks Like Usury to Me, […]
Ask Chuck: Facebook Marketplace or Craigslist Cars?
Dear Chuck, Should I buy a car listed on Facebook Marketplace or Craigslist? There seems to be a lot of great deals from private sellers. And I would love to pay cash rather than have a car payment. But the process seems so daunting. Many of the posts look like scams, and most sellers say […]
Ask Chuck: How Do We Avoid Bankruptcy?
Dear Chuck, My wife and I are reaching out for some financial advice. After I lost some of my leg (due to diabetes), I have struggled with depression and holding down a job. What does Crown offer someone like me? Depressed and Near Bankruptcy Dear Depressed and Near Bankruptcy, Thank you for the opportunity […]
