Ask Chuck: Is My 401(k) at Risk?
Dear Chuck, I am 46 years old. My company is closing its doors due to COVID-19. I have been adding to my 401(k) for 21 years. What do I do with it now? Concerned About My 401(k) Dear Concerned, Thanks for the great question. Millions of people are facing a similar challenge. I will […]
Ask Chuck: Ready to Retire?
Dear Chuck, I can retire in two years at age 65. Our home is paid for but we have almost nothing saved for retirement. We can get by on Social Security but it will be tight. How are others getting by who are in this shape? Retirement Planning Dear Retirement Planning, It is great […]
Ask Chuck: Should I Save, or Invest in My Career?
Dear Chuck, I have not spent my $1200 stimulus check since I have no real savings. I am insecure about losing my job but really want to do something else anyway if I get laid off. Should I invest in getting training for a future job or just keep the money in an emergency account? […]
The Upside of Unemployment
If you or someone you care about are among the millions of Americans who have recently been furloughed (usually a temporary work interruption), laid off (dismissed permanently), or lost a contract job that provided all of your income, be encouraged. There can actually be an upside to this season of unemployment. The key is […]
Ask Chuck: Preparing for a Layoff
Dear Chuck, I’m worried about a layoff next year. If we have a recession, I am likely to be the first one out the door. What can I do to be prepared? Preparing for a Layoff Dear Preparing for a Layoff, There is a great deal in your question that I can relate to. […]
Ask Chuck: Trade School vs Bachelor’s Degree
Dear Chuck, My wife and I are committed to financially helping our children get college degrees. We’ve graduated two and have three to go. We are not sure a four-year college will work for one of our children and are considering directing him towards a trade. What are your thoughts? Skilled Labor Dear Skilled, […]
Ask Chuck: Getting the Right Job Right Out of School
Dear Chuck, My husband and I anticipate graduating in May. I’ve read that our resumes are extremely important. While he has part-time job and internship history, mine is very limited. We have student loans and hope to land great jobs as soon as we can. Could you tell me what employers are really looking for […]
Creating A Resume That Best Reflects You
Resumes can be very intimidating and stressful at times. After all, it is usually one of the first opportunities for potential future employers to get to know you. So, how do you decide what to put on this piece of paper to fully represent who you are? Where To Start Begin by envisioning what you […]
How To Budget on Inconsistent Income
Learning how to budget can be challenging! For some people, it comes naturally, but for others, it takes an extra dose of discipline to develop the habit. But knowing how to budget when you have inconsistent income can be especially challenging. An increasing number of professionals are working for themselves, creating their own businesses, and […]
Ask Chuck: Should I Choose Family Time Over My Career? Biblical Advice and Lessons From Paul Ryan
Dear Chuck, I saw Paul Ryan won’t seek re-election as Speaker of the House so he can spend more time with his family, and I can identify. Last year I got a big promotion. The new job has been great, but it’s required me to travel for the majority of the week and is extremely […]