Ask Chuck: I Need Wise Financial Counselors!
Dear Chuck, I grew up in a dysfunctional home. I have friends with fathers, uncles, or brothers who regularly give them wise financial counsel. I desperately want that but don’t have those kinds of relationships in my life. What can I do? Looking for Wise Counselors Dear Looking for Wise Counselors, While I am […]
Ask Chuck: How Do I Recession Proof Our Finances?
Dear Chuck, If we’re headed towards an economic downturn, how can I recession proof our finances? Recession Proofing Dear Recession Proofing, Many economists believe we are headed toward major economic challenges. Consider just three reasons: Jobless claims are at an 8-month high as layoffs increase in number. We have experienced record-high inflation, and consumer […]
Ask Chuck: Help! My Wife is Stressed Out!
Dear Chuck, My wife is really organized, but I am not. When it comes to finances, she gets stressed if we go over budget a little here or there. How do I help her chill out? Stressed-Out Wife Dear Stressed-Out Wife, It might surprise you, but I think you may be placing the blame […]
Ask Chuck: Financial Advice for Lifelong Singles
Dear Chuck, Many of my single friends (divorced, widowed, and lifelong singles) are struggling to make ends meet. Is there an approach to managing money for those who are single and may never marry? Advice for Lifelong Singles Dear Advice for Lifelong Singles, Thank you for the question. This is a very important trend […]
Ask Chuck: Watch Out for Extended Warranty Rip Offs!
Dear Chuck, I bought a car a few years ago from a dealership. It came with a limited one-year warranty. How do I know if any of these extended-warranty offers are legitimate? Warranty Worries Dear Warranty Worries, They say there are now three guarantees in life: death, taxes, and receiving a “final notice […]
Ask Chuck: Fasting for Financial Breakthrough
Dear Chuck, I am seriously worried about our finances. We are struggling to keep up, even with two incomes. We need God’s intervention! Desperate for Hope Dear Desperate for Hope, Inflation is on everyone’s mind. There is pain at the gas pump, pain in the grocery aisles, pain in the car markets, pain […]
Ask Chuck: Should I Retire with a Mortgage?
Dear Chuck, Is it wrong to carry a mortgage in retirement? We are both preparing to retire but have 20 years left on our home mortgage. Senior Mortgage Concerns Dear Senior Mortgage Concerns, My general response is to recommend that you (and everyone else) get completely out of debt before you retire. This verse […]
Ask Chuck: Help Riding Out Inflation
Dear Chuck, Inflationary prices are hitting our family, and I am getting worried. What can we do to ride this out? Inflation Fears Dear Inflation Fears, Gasoline is way up, oil is way up, food is way up, rents are rising, and housing prices are soaring. The price of used cars is nuts—in my […]
Ask Chuck: Save Money By Cooking At Home
Dear Chuck, My adult children rarely cook. They eat out and have groceries or meals delivered. I’m on a mission to teach my grandchildren how to cook—to prepare them to save money and become more self-sufficient in the future. I want to make it fun but could use some tips. Cooking Up Some Savings […]
Ask Chuck: Cash-Out Refinance Advice
Dear Chuck, My home is in need of multiple costly repairs. My neighbor just did a major update on his home, and he told me he did it with a cash-out refinance. We also need a new car. What should we do? Refi Home Dear Refi Home, There is a lot in your question […]
