Category Archives for "Smart Spending"

Ask Chuck: Fasting for Financial Breakthrough

Dear Chuck, I am seriously worried about our finances. We are struggling to keep up, even with two incomes. We need God’s intervention!   Desperate for Hope   Dear Desperate for Hope, Inflation is on everyone’s mind. There is pain at the gas pump, pain in the grocery aisles, pain in the car markets, pain […]

Ask Chuck: Should I Retire with a Mortgage?

Dear Chuck, Is it wrong to carry a mortgage in retirement? We are both preparing to retire but have 20 years left on our home mortgage.  Senior Mortgage Concerns    Dear Senior Mortgage Concerns,  My general response is to recommend that you (and everyone else) get completely out of debt before you retire. This verse […]

Ask Chuck: Fail-Proof Financial Resolutions

Dear Chuck, I dread making financial resolutions every new year because I usually fail at keeping them. Can you offer any simple tips to help me manage money better this year? Something that’s fail-proof? Fail-Proof Financial Resolutions    Dear Fail-Proof Financial Resolutions,  First, Happy New Year! It is always exciting to me to roll the […]

Ask Chuck: Is Now the Time to Buy a Car?

Dear Chuck, Should I buy a used car now? I’ve been told to just buy new, but I don’t want a car payment.  Needing Transportation   Dear Needing Transportation, My perspective is that neither is a good option right now. I suggest you try to hold off until market conditions change. Some context will help. […]

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